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Investment signal

$549,900

20 QUEEN STREET

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Beds

4

Baths

2

Sqft

Year

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kawartha Lakes (Lindsay). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome To 20 Queen Street, A Fantastic Opportunity To Own An Investment Property With Great Numbers. Upper 2-Bedroom, Kitchen, Bathroom, Laundry. Tenant Pays $1,680.00 Plus Hydro Plus Water. Lower 2-Bedroom, Kitchen, 1 Bathroom, Laundry. Tenant Pays $1,730.00 Plus Hydro Plus Water. 2 Hydro Meters & 2 Water Meters. Excellent Income With These Long-Term Tenants. 24 Hours Notice For Showing. (id:65958)

Subtype
Single Family
Structure
Row / Townhouse
Community
Lindsay
Common interest
Freehold
Lot dimensions
25.5 x 105 FT
Bedrooms
4 above grade
Parking
2 total
Stories
2.5
On market
Apr 28, 2026
Status changed
Apr 28, 2026
Annual tax
$2,874
Photos
33
MLS#
X13053670
Area
KAWARTHA_LAKES_(LINDSAY)

Features and systems

Parking

Attached GarageNo Garage

Basement

FinishedN/A

Appliances

DryerTwo stovesTwo WashersWater HeaterTwo Refrigerators

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Brick

Flooring

TileLaminateVinyl

Foundation

Stone

Community

School Bus
Negative cash flow ~$493/mo at these assumptions

Cash on cash

-5.38%

Cap rate

3.79%

GRM

15.8

Break-even rent

$3,419

Financing

Down payment$109,980
Loan amount$439,920
Mortgage$2,229/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$252
Insurance$80
Maintenance$458
CapEx reserve$229
Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,229/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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