$914,900
20 MILL STREET E
Beds
4
Baths
3
Sqft
—
Year
—
Location
See the block, not just the house.
Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.
About this home
Opportunities like this are quietly rare. A fully converted 1800s red brick church in the heart of Milverton, reimagined in 2024 into a thoughtfully designed legal triplex, where soaring cathedral ceilings, original stained glass windows, and exposed timber beams now frame modern everyday living. The numbers are straightforward. Three self-contained units, three sets of in-suite laundry, three kitchens. Unit 1 offers 1 bedroom + loft with 3 additional rooms and 1 bathroom across 1,118 sq ft, loft-style. Unit 2 mirrors that with 1 bedroom + loft with 3 additional rooms, 1 bathroom, and 1,044 sq ft, also with a loft. Unit 3 provides 2 bedrooms, 1 bathroom, and a generous 1,312 sq ft on the lower level. Each unit flows naturally between kitchen, dining, and living, spaces that feel easy to come home to. What the numbers don't capture is the character. There are very few properties in Ontario where a tenant wakes up beneath a vaulted ceiling, morning light filtering through a century-old stained glass window. That kind of living experience holds attention, and holds tenants. Whether you're building a portfolio, house-hacking, or simply recognizing that heritage properties of this quality rarely reach the open market, this one deserves a serious look. Reach out today for the full investment package, rental income, floor plans, and everything you need to make a confident decision. Properties like this don't wait. (id:65958)
- Subtype
- Multi-family
- Structure
- Triplex
- Community
- Milverton
- Lot dimensions
- 78.6 x 119 FT ; 119.03ft. x 76.78ft. x 119.07ft.x73.54ft
- Bedrooms
- 2 above grade, 2 below grade
- Parking
- 2 total
- Stories
- 3
- On market
- Apr 14, 2026
- Status changed
- Apr 15, 2026
- Annual tax
- $1,537 (2026)
- Zoning
- R2-5
- Photos
- 31
- MLS#
- X12998232
- Area
- PERTH_EAST_(MILVERTON)
Features and systems
Parking
Basement
Appliances
Cooling
Exterior
Foundation
Community
Cash on cash
-11.72%
Cap rate
3.55%
GRM
16.7
Break-even rent
$6,456
Financing
Operating expenses (monthly)
Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Lifestyle nearby
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Perth East (Milverton). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Mortgage estimate
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.