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Investment signal

$475,000

190 ALBERT STREET

Save this home

Beds

5

Baths

3 full + 1 half

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Central Huron (Clinton). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Two Homes. Endless Possibilities. Now Fully Vacant & Priced to Attract. This stately brick semi-detached duplex offers exceptional flexibility with both units now vacant, giving the new owner the rare opportunity to set their own rents, move in, or design the ideal multi-generational living setup. Live in one unit and have the other help offset your mortgage, or maximize the income potential by leasing both. This is an investment that adapts to your goals. The front unit (190 Albert Street) features three bedrooms, one and a half baths, a welcoming covered porch, an eat-in kitchen, and a blend of hardwood and durable flooring-perfect for comfortable everyday living. The rear unit (9 John Street) offers two bedrooms, one bath, an updated kitchen, and a cozy living area-ideal for extended family, guests, or tenants. Each unit is separately metered and enjoys its own driveway with ample parking. A shared storage shed adds convenience, while the steel and membrane roof (2014) offers lasting peace of mind. Whether you're investing, offsetting your living costs, or bringing family together under one property, this is a standout opportunity-especially at this attractive new price. (id:65958)

Subtype
Multi-family
Structure
Duplex
Community
Clinton
Lot dimensions
82.5 x 132 FT
Bedrooms
3 above grade, 2 below grade
Parking
10 total
Stories
2
On market
Apr 5, 2026
Status changed
Apr 24, 2026
Annual tax
$3,020
Zoning
R2
Photos
42
MLS#
X12958258
Area
CENTRAL_HURON_(CLINTON)

Features and systems

Parking

No Garage

Basement

UnfinishedN/A

Appliances

Water Heater

Heating

Forced airNatural gas

Cooling

None

Exterior

Brick

Foundation

Stone
Positive cash flow ~$318/mo at these assumptions

Cash on cash

4.02%

Cap rate

5.67%

GRM

12.0

Break-even rent

$2,965

Financing

Down payment$95,000
Loan amount$380,000
Mortgage$1,925/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$218
Insurance$80
Maintenance$396
CapEx reserve$198
Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,925/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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