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Investment signal

$269,000

19 Birch Street

Save this home

Beds

1

Baths

2 full + 1 half

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Digby. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Opportunity knocks at 19 Birch Street in Digby a versatile property perfectly positioned to bring your entrepreneurial vision to life. The spacious main floor, currently used as a hair salon, offers a flexible layout ideal for your next business venture, while the second-floor one-bedroom apartment provides the convenience of living onsite or generating rental income. From the apartments steps, enjoy a glimpse of the water, and imagine the possibilities of the large walk-up attic, which could be transformed into a loft bedroom or additional living space with some finishing work. Just a short walk to the shops and restaurants of Water Street, this property combines a prime location with impressive potential. Whether you're looking to grow your portfolio or start a new chapter in business, 19 Birch Street may be the opportunity youve been waiting for. Schedule your viewing today with an Agent of your choice and see how perfectly it fits into your future plans. (id:65958)

Subtype
Single Family
Structure
House
Community
Digby
Common interest
Freehold
Living area
1,385 square feet
Lot size
0.11 acres
Lot dimensions
0.1148
Bedrooms
1 above grade, 0 below grade
Stories
1.5
On market
Nov 20, 2025
Status changed
Apr 22, 2026
Photos
43
MLS#
202528279
Area
DIGBY

Features and systems

Parking

Gravel

Appliances

WasherRange - ElectricDryer

Exterior

StoneVinylOther

Flooring

TileVinyl

Foundation

WoodStone

Lot

Sump Pump

Community

Recreational Facilities

View

Harbour
Negative cash flow ~$300/mo at these assumptions

Cash on cash

-6.69%

Cap rate

3.53%

GRM

16.0

Break-even rent

$1,716

Financing

Down payment$53,800
Loan amount$215,200
Mortgage$1,090/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$123
Insurance$80
Maintenance$224
CapEx reserve$112
Vacancy loss$70

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,090/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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