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Investment signal

$529,000

184 QUEENSTON STREET

Beds

Baths

3.1

Sqft

—

Year

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Location

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About this home

Legal and turn key Duplex. Not much to do for the new owner. Great opportunity to jump into an investment property or owner occupy and have the Lower unit rental income cover your month to month costs. This grand, central hall home has 4 massive bedrooms on the upper floor and a fifth bedroom on the main floor. The fifth bedroom would make an ideal home office. A Formal Dining Room and large Living room compliment the new kitchen just installed. Off the kitchen is a great deck for entertaining and BBQ'ing. The main floor also has a perfect 2 Pc. bath. The Lower unit is tenanted and has 2 bedrooms, full kitchen, 4 pc bathroom and living room. Upper Unit has New carpet and flooring plus patio door in 2025. 100 Amp breakers, Furnace, Roof, Windows and siding all 2016. (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: 450 - E. Chester
Lot dimensions: 47.4 x 120 FT
Bedrooms: 5 above grade, 2 below grade
Parking: 4 total
Stories: 2
On market: Feb 23, 2026
Status changed: Apr 17, 2026
Annual tax: $3,197 (2025)
Zoning: R3
Photos: 30
MLS#: X12812742
Area: ST._CATHARINES_(E._CHESTER)

Features and systems

Parking

No Garage

Basement

FinishedWalk outN/A

Appliances

WasherRefrigeratorWater meterStoveDryerWater Heater

Heating

Forced airNatural gas

Cooling

None

Exterior

Vinyl siding

Foundation

Stone

Lot

Irregular lot size

Negative cash flow ~$445/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-5.05%

Cap rate

4.88%

GRM

13.4

Break-even rent

$3,768

Financing

Down payment$105,800

Loan amount$423,200

Mortgage$2,596/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$242

Insurance$80

Maintenance$441

CapEx reserve$220

Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Catharines (E. Chester). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,596/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 17, 2026.