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Investment signal

$998,000

1825 Fairfield Rd

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Beds

Baths

Sqft

—

Year

1987

Type

Single Family

Suite

Investment signal

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Victoria. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This charming 3 bed / 2 bath half duplex in highly desired Fairfield offers a rare opportunity to own a beautifully situated Half Duplex with NO STRATA FEES. This charming residence on the Oak Bay Border offers the perfect blend of comfort and convenience. Perfect for first time buyers or those looking to be minutes from parks, beaches, top-rated schools, and Oak Bay Village. Recent updates include: Carpet, Paint and Appliances. South facing back yard. Built and being sold by the original owner. (id:65958)

Subtype: Single Family
Architectural style: Contemporary
Structure: Duplex
Community: Fairfield East
Common interest: Condo/Strata
Living area: 1,605 square feet
Lot size: 2,449 square feet
Lot dimensions: 2449
Parking: 3 total
Condo/HOA fee: $0 monthly
Fireplace: 1
On market: Apr 15, 2026
Status changed: Apr 26, 2026
Annual tax: $4,797.54
Zoning: Residential
Photos: 30
MLS#: 1031347
Area: VICTORIA

Features and systems

Appliances

WasherRefrigeratorRange - ElectricDishwasherDryerMicrowave

Heating

Baseboard heatersElectric

Cooling

None

Lot

Central locationOther

Community

Family OrientedPets Allowed With Restrictions

View

City view

Negative cash flow ~$1,080/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.49%

Cap rate

3.57%

GRM

16.6

Break-even rent

$6,137

Financing

Down payment$199,600

Loan amount$798,400

Mortgage$4,045/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$457

Insurance$80

Maintenance$832

CapEx reserve$416

Vacancy loss$250

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,045/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 26, 2026.