$325,000
164 CHAMBERS STREET
Beds
2
Baths
2
Sqft
—
Year
—
Type
Multi-family
Suite
Suite potential
Location nearby
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Smiths Falls. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
About this home
Welcome to this charming and beautifully maintained built in 1910 duplex nestled in the heart of Smiths Falls-where comfort, convenience, and character come together effortlessly. Perfectly located within walking distance to shops, restaurants, parks, and everyday amenities, this property offers an exceptional lifestyle for both homeowners and investors alike. Lovingly cared for and thoughtfully updated since 2021, this home features numerous upgrades that truly elevate its appeal. Enjoy relaxing mornings and peaceful evenings on the newly improved front and back porches, adding both charm and functionality to the outdoor space. Inside, you'll find tasteful kitchen and bathroom updates, fresh paint throughout, and select window replacements that enhance both style and efficiency.The duplex offers two well-laid-out one-bedroom units. The main floor unit is currently vacant, providing an excellent opportunity to set your own rent or move in and enjoy the space yourself. Upstairs, the second one-bedroom unit is tenanted, offering immediate and steady rental income.Step outside to discover a surprisingly spacious and inviting backyard oasis. Whether you're entertaining guests or simply unwinding, the beautifully designed pergola creates a warm and relaxing atmosphere. Two sheds provide ample storage, making the outdoor space as practical as it is enjoyable.This is more than just a property-it's a place where thoughtful upgrades meet timeless charm, all in a prime location. Whether you're looking to invest, live in one unit and rent the other, or expand your portfolio, this duplex is a rare and wonderful opportunity you won't want to miss. Taxes $2575 (2025) Furnace (2015) and Hot Water Tank (2023) are rentals. Hydro $1098 (all of 2025) Enbrigde $1190 (all of 2025) Enecare $1962 (all of 2025) Building Insurance $163.53 a month, Water $1165 (all of 2025) Roof 2018, Front and Back Porch 2023, some windows and renovations including kitchen and bathroom updates in 2021-2023 (id:65958)
- Subtype
- Multi-family
- Structure
- Duplex
- Community
- 901 - Smiths Falls
- Lot dimensions
- 49.5 x 123.3 FT
- Bedrooms
- 2 above grade
- Parking
- 2 total
- Stories
- 2
- On market
- Mar 26, 2026
- Status changed
- Apr 24, 2026
- Annual tax
- $2,572 (2025)
- Photos
- 20
- MLS#
- X12925336
- Area
- SMITHS_FALLS
Features and systems
Parking
Basement
Appliances
Heating
Cooling
Exterior
Foundation
Lot
Cash on cash
-2.72%
Cap rate
4.32%
GRM
14.3
Break-even rent
$2,055
Financing
Operating expenses (monthly)
Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Mortgage estimate
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.