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Investment signal

$1,250,000

150 CELINA STREET

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Beds

Baths

6 full + 1 half

Sqft

—

Year

—

Type

Multi-family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Oshawa (Central). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Perfect for multi-generational living or savvy investors, this brand-new multi-unit semi-detached property in the heart of downtown Oshawa offers approximately 3,170 sq. ft. of living space across three finished levels, plus an unfinished 1,017 sqft basement with a separate entrance and excellent potential for additional income or turnkey completion. Conveniently located close to all amenities and just minutes from the future GO Train service expansion, this property is situated in Oshawa's revitalizing core, surrounded by approved high-density residential and mixed-use developments, along with ongoing transit and infrastructure improvements driving future growth and demand. Each level is thoughtfully designed with self contained living in mind: Main Floor (Vacant): Separate entrance, 2 bedrooms, 1.5 bathrooms, kitchen, and laundry. Second Floor (Vacant): 2 bedrooms, 2 bathrooms, kitchen, and laundry. Third Floor (Tenanted): 3 bedrooms, 2 bathrooms, den/office, and laundry. With strong rental income, flexible layout, and a location benefiting from continued downtown redevelopment, this property presents an exceptional opportunity for both investors and end users looking to secure a foothold in a rapidly evolving neighbourhood. See attached links for information on Oshawa's continued growth and GO Expansion. (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: Central
Lot dimensions: 27.5 x 99.3 FT
Bedrooms: 7 above grade
Parking: 4 total
Stories: 3
Fireplace: Yes
On market: Apr 15, 2026
Status changed: Apr 23, 2026
Annual tax: $7,073.55
Zoning: R2/R3-A/R6-B/R7-A
Photos: 24
MLS#: E13003880
Area: OSHAWA_(CENTRAL)

Features and systems

Parking

No Garage

Basement

UnfinishedSeparate entranceN/AN/A

Heating

Forced airNatural gas

Cooling

None

Exterior

BrickVinyl siding

Flooring

Hardwood

Foundation

Concrete

Negative cash flow ~$1,345/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.45%

Cap rate

3.57%

GRM

16.7

Break-even rent

$7,666

Financing

Down payment$250,000

Loan amount$1,000,000

Mortgage$5,067/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$573

Insurance$80

Maintenance$1,042

CapEx reserve$521

Vacancy loss$313

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $5,067/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.