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Investment signal

$669,900

15 ADELAIDE STREET

Save this home

Beds

4

Baths

2

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Grimsby (Grimsby East). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome home to 15 Adelaide Street Grimsby. This property is a unique opportunity in the heartof downtown Grimsby. Discover the possibilities of this charming two-storey home / legal duplexin the vibrant core of downtown Grimsby. Whether you're a first-time home buyer, a young couplelooking to offset mortgage costs, or an investor seeking a solid income property, thiswell-maintained home offers flexibility, character and excellent potential. This home offerstwo separate self contained units or open it up as a two storey home. Live in one unit and rentthe other and make homeownership work for you . Lower level is spacious and inviting, featuringthree bedrooms, a 4 piece bathroom , a welcoming living room and an eat-in kitchen and 4-piecebath. The upper unit has a comfortable and functional layout with one bedroom, a bright livingroom, eat in kitchen and a 4 piece bath. As a bonus this property offers a detached heated shopfor for all the mechanical toys, or could easily be converted into an auxiliary living area.Don't miss out on this fantastic opportunity to own a versatile property in one of Grimsby'smost eclectic downtown communities steps away from shops, restaurants, parks, communityamendments and enjoy the easy access to QEW. Some picture are virtually staged. (id:65958)

Subtype
Multi-family
Structure
Duplex
Community
542 - Grimsby East
Lot dimensions
27.8 x 155.3 FT ; 166.8ft x 27.8ft x 166.25ft x 37.25ft
Bedrooms
4 above grade
Parking
5 total
Stories
2
On market
Mar 26, 2026
Status changed
Apr 29, 2026
Annual tax
$4,722.33
Photos
35
MLS#
X12924718
Area
GRIMSBY_(GRIMSBY_EAST)

Features and systems

Parking

Detached GarageGarage

Basement

UnfinishedFull

Heating

Baseboard heatersForced airNot knownNatural gas

Cooling

Central air conditioning

Exterior

Aluminum sidingVinyl siding

Foundation

Stone

Lot

Irregular lot size

Community

Community Centre
Negative cash flow ~$757/mo at these assumptions

Cash on cash

-6.78%

Cap rate

3.51%

GRM

16.7

Break-even rent

$4,147

Financing

Down payment$133,980
Loan amount$535,920
Mortgage$2,715/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$307
Insurance$80
Maintenance$558
CapEx reserve$279
Vacancy loss$168

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,715/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 29, 2026.

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