1 / 26

Investment signal

$1,598,000

145 ST VINCENT CRESCENT

Save this home

Beds

Baths

5 full + 1 half

Sqft

—

Year

—

Type

Single Family

Suite

Suite potential

Text Hasan Open map Ask a question

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Meaford. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to 145 St. Vincent Crescent, a custom-built raised bungalow nestled in the heart of Meaford's serene countryside on a picturesque lot bordered by a tranquil creek. This home offers a seamless blend of privacy and functionality, defined by expansive windows that capture the full arc of the day from quiet sunrises to breathtaking, magical sunsets. The main level features large principal rooms that flow onto a stunning wrap-around patio, providing the ultimate stage for entertaining or taking in the surrounding landscape. The upper level includes three spacious bedrooms and two 5-piece bathrooms, highlighted by a serene primary ensuite. Downstairs, the fully finished lower level provides outstanding versatility with two additional bedrooms, two full bathrooms, and two separate walk-outs, making it an ideal setup for an in-law suite, guest quarters, or potential rental income. Complete with a double car garage and ample storage, this peaceful retreat captures the essence of rural living while remaining just minutes from the town of Meaford, Georgian Bay, and local amenities, offering a one-of-a-kind property with unmatched potential. (id:65958)

Subtype: Single Family
Architectural style: Raised bungalow
Structure: House
Community: Meaford
Common interest: Freehold
Lot dimensions: 208 x 396 FT
Bedrooms: 3 above grade, 2 below grade
Parking: 7 total
Stories: 1
Fireplace: 1
On market: Mar 14, 2026
Status changed: Apr 23, 2026
Annual tax: $9,416
Zoning: ERB H
Photos: 23
MLS#: X12882842
Area: MEAFORD

Features and systems

Parking

Attached GarageGarage

Basement

FinishedSeparate entranceWalk outN/AN/A

Appliances

Water Heater

Heating

Forced airPropane

Cooling

Central air conditioning

Exterior

Wood

Foundation

Poured Concrete

Lot

Irregular lot sizeSump PumpIn-Law Suite

Community

School Bus

Negative cash flow ~$1,687/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.34%

Cap rate

3.60%

GRM

16.6

Break-even rent

$9,776

Financing

Down payment$319,600

Loan amount$1,278,400

Mortgage$6,477/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$732

Insurance$80

Maintenance$1,332

CapEx reserve$666

Vacancy loss$400

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,477/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.