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Investment signal

$649,900

1350 FINLAY Avenue Unit# 11

Save this home

Beds

4

Baths

3 full + 1 half

Sqft

Year

1993

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kamloops. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Located in the desirable Ridge complex in Juniper Heights, this rancher-style half duplex offers over 2,700 sq.ft. of thoughtfully designed living space in a quiet, natural setting just steps from scenic walking and biking trails. The main floor features updated luxury vinyl plank flooring, a spacious living and dining area, and kitchen with nook and access to a private sundeck. The primary bedroom includes generous closet space and a large 5-piece ensuite with double sinks, separate tub, and shower. A second bedroom—ideal for guests or a home office—a 2-piece powder room, and a well-equipped laundry/mudroom with sink and storage complete the main level. The lower floor offers two additional spacious bedrooms, 3-piece bathroom, a large rec room with gas fireplace and backyard access, plus a flexible utility/storage area. Recent updates include flooring, paint, light fixtures, new screen door and HWT 2021. The Ridge is a self managed 12-unit bareland strata with low $255/monthly strata fees, pet-friendly rules (2 dogs, 2 cats or 1 dog and 1 cat) and no age restrictions. A well-maintained home in a sought-after community. (id:65958)

Subtype
Single Family
Architectural style
Ranch
Structure
Row / Townhouse
Community
Juniper Ridge
Common interest
Condo/Strata
Living area
2,701 square feet
Lot size
0.11 acres
Lot dimensions
0.11
Parking
2 total
Condo/HOA fee
$255 monthly
Stories
2
Fireplace
1
On market
Mar 19, 2026
Status changed
Apr 28, 2026
Annual tax
$4,533
Photos
38
MLS#
10379785
Area
KAMLOOPS

Features and systems

Parking

Attached Garage

Basement

Full

Heating

Forced airSee remarks

Cooling

Central air conditioning

Exterior

Stucco

Roof

Asphalt shingleUnknown

Lot

Level lot

Community

Pets Allowed With Restrictions

Fee includes

Property ManagementWaste RemovalGround MaintenanceWaterOther, See RemarksSewer
Negative cash flow ~$737/mo at these assumptions

Cash on cash

-6.81%

Cap rate

3.50%

GRM

16.7

Break-even rent

$4,026

Financing

Down payment$129,980
Loan amount$519,920
Mortgage$2,634/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$298
Insurance$80
Maintenance$542
CapEx reserve$271
Vacancy loss$163

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kamloops. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,634/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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