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Investment signal

$475,000

131 Canada Drive

Save this home

Beds

5

Baths

2

Sqft

Year

1972

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. John's. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to 131 Canada Drive, a fantastic two-apartment home in the heart of Cowan Heights—perfect for homeowners seeking mortgage support or investors looking for a solid income property. This property offers a spacious three-bedroom main unit and a fully self-contained two-bedroom basement apartment, each with separate entrances and laundry, providing excellent flexibility and rental potential. The basement apartment is currently vacant and move-in ready, giving you the opportunity to set your own rental rates or occupy one unit while generating income from the other. The main unit features a bright and inviting living room with propane fireplace, an updated eat-in kitchen with ample cabinetry and modern appliances, and a formal dining area with access to a sunny, south-facing rear deck. Three well-sized bedrooms and a full bathroom with double vanity complete the main floor, while the lower level includes a rec room, utility space, and additional storage. The self-contained apartment includes an updated kitchen, comfortable living area, two bedrooms, a modern bathroom, and its own laundry—ideal for tenants or extended family. Additional highlights include hardwood flooring in the main unit, a mini-split heat pump, hot water baseboard heating throughout both units, a fully fenced backyard, and a double-wide paved driveway. Conveniently located near schools, shopping, recreation, and on a bus route, this property offers both lifestyle and investment appeal. Whether you’re a first-time buyer looking to offset your mortgage or an investor seeking reliable rental income, 131 Canada Drive presents an outstanding opportunity. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
Two Apartment House
Common interest
Freehold
Living area
2,268 square feet
Lot dimensions
57'x108'x57'x108' (0.142 acre)
On market
Mar 26, 2026
Status changed
Apr 22, 2026
Annual tax
$2,170 (2026)
Zoning
R1 Residential
Photos
29
MLS#
1295223
Area
ST._JOHN'S

Features and systems

Appliances

WasherRefrigeratorDishwasherStoveDryer

Heating

Heat PumpBaseboard heatersRadiant heatOilMini-Split

Exterior

Vinyl siding

Flooring

HardwoodOther
Positive cash flow ~$318/mo at these assumptions

Cash on cash

4.02%

Cap rate

5.67%

GRM

12.0

Break-even rent

$2,965

Financing

Down payment$95,000
Loan amount$380,000
Mortgage$1,925/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$218
Insurance$80
Maintenance$396
CapEx reserve$198
Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,925/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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