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Investment signal

$175,000

1300 CHURCH ST Street Unit# 102

Save this home

Beds

1

Baths

1

Sqft

Year

1976

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Penticton. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

ATTN: NO STRATA FEES FOR 6 MONTHS!!! Welcome to this well appointed 1 bedroom, 1 bathroom home ideally suited for a single working professional or a young couple seeking comfort and convenience in the heart of Penticton. Located on the quiet side of a centrally situated complex, this residence is just minutes from downtown, Okanagan Lake, shopping, restaurants, transit, Penticton General Hospital and everyday amenities. The functional floor plan features bright, open living spaces with large windows that fill the home with natural light. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for relaxing or entertaining. Enjoy low maintenance living in a well managed building that welcomes families and rentals, ideal for homeowners with busy lifestyles or those seeking a solid investment opportunity. Whether you’re entering the market, downsizing, or building your real estate portfolio, this property delivers excellent value in one of Penticton’s most convenient locations. Don’t miss this opportunity to enjoy the Okanagan lifestyle in a versatile and centrally located home. (id:65958)

Subtype
Single Family
Structure
Apartment
Community
Main North
Common interest
Condo/Strata
Living area
634 square feet
Condo/HOA fee
$406.26 monthly
Stories
1
On market
Jan 26, 2026
Status changed
Apr 27, 2026
Annual tax
$1,088.01
Photos
19
MLS#
10373583
Area
PENTICTON

Features and systems

Parking

RearStreet

Appliances

RefrigeratorRange - Electric

Heating

Baseboard heaters

Cooling

Wall unit

Exterior

Stucco

Flooring

Vinyl

Roof

Tar & gravelUnknown

Lot

Balcony

Community

Family OrientedPets not AllowedRentals Allowed

View

Mountain view

Fee includes

Property ManagementWaste RemovalHeatElectricityWaterSewer
Positive cash flow ~$242/mo at these assumptions

Cash on cash

8.29%

Cap rate

6.52%

GRM

10.4

Break-even rent

$1,146

Financing

Down payment$35,000
Loan amount$140,000
Mortgage$709/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$80
Insurance$80
Maintenance$146
CapEx reserve$73
Vacancy loss$70

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $709/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 27, 2026.

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