No photos available
Investment signal

$565,000

130 NORTH WATER STREET

Beds

3

Baths

1

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Welcome to a wonderful investment opportunity in the heart of Mount Forest-perfectly positioned with peaceful views overlooking the Saugeen River. This solid duplex features two bright and well-kept 1-bedroom, 1-bath units, each offering comfortable living spaces and great natural light. Both units benefit from generous storage, practical layouts, and easy access to outdoor space, giving tenants the best of small-town living with a touch of nature right outside their door. Whether you're looking to add to your portfolio or step into your first multi-unit property, this one checks the boxes: steady income potential, quiet location, and scenic surroundings. A lovely blend of lifestyle and value-right here in Mount Forest. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
Mount Forest
Common interest
Freehold
Lot dimensions
266.7 FT
Bedrooms
1 above grade, 2 below grade
Parking
4 total
Stories
1
Fireplace
1
On market
Feb 13, 2026
Status changed
Apr 18, 2026
Annual tax
$2,692.83 (2025)
Zoning
R2
Photos
35
MLS#
X12786682
Area
WELLINGTON_NORTH_(MOUNT_FOREST)

Features and systems

Parking

No Garage

Basement

Partially finishedFull

Appliances

WasherDryerTwo stovesWindow CoveringsTwo Refrigerators

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

StuccoConcrete Block

Foundation

Concrete

Lot

HillsideSloping

Community

Community Centre

View

River viewDirect Water View

Waterfront

Waterfront on river

Security

Smoke Detectors
Negative cash flow ~$1,134/mo at these assumptions

Cash on cash

-12.05%

Cap rate

3.48%

GRM

16.7

Break-even rent

$4,019

Financing

Down payment$113,000
Loan amount$452,000
Mortgage$2,773/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$259
Insurance$80
Maintenance$471
CapEx reserve$235
Vacancy loss$141

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Wellington North (Mount Forest). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,773/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.

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