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Legal suite

$1,499,999

1260 JACK SMITH Road

Save this home

Beds

5

Baths

3

Sqft

Year

2018

Type

Single Family

Suite

Legal suite

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kelowna. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Elevated Living in The Ponds | Lake Views • Legal Suite • Resort-Style Backyard. This stunning 5-bedroom, 3-bathroom walkout rancher. Step inside to an elegant open-concept main level, anchored by rich hardwood flooring and a chef-inspired kitchen featuring quartz countertops, premium stainless steel appliances, a built-in oven, and a layout designed for both everyday living and effortless entertaining. The grand living area extends to a spacious covered deck, where panoramic lake views create the perfect backdrop for morning coffee. The main-level primary bedroom is a true sanctuary, complete with a walk-in closet and a spa-inspired ensuite boasting heated floors, a designer double vanity, tiled shower, and a freestanding soaker tub. A second bedroom or ideal home office completes the upper level. Downstairs, the fully finished walkout level offers an additional bedroom plus a beautifully appointed legal 2-bedroom suite, featuring high-end appliances, premium finishes, and enhanced sound separation, ideal for extended family or rental income. Outdoors, your private backyard oasis awaits. Enjoy a resort-style saltwater pool, surrounded by peaceful natural beauty and designed for ultimate relaxation and entertaining. Located in the Ponds community, you’re steps to scenic hiking trails, winter skating, and minutes to top-rated schools including Canyon Falls Middle and Bellevue Creek Elementary, along with convenient shopping at Save-On-Foods. This is modern luxury. (id:65958)

Subtype
Single Family
Architectural style
Ranch
Structure
House
Community
Upper Mission
Common interest
Freehold
Living area
3,202 square feet
Lot size
0.16 acres
Lot dimensions
0.16
Parking
2 total
Stories
2
Fireplace
1
On market
Apr 16, 2026
Status changed
Apr 16, 2026
Annual tax
$6,594.37
Photos
77
MLS#
10383392
Area
KELOWNA

Features and systems

Parking

Attached Garage

Basement

Full

Appliances

WasherRefrigeratorDishwasherDryerMicrowaveOven - Built-In

Heating

Forced airSee remarks

Cooling

Central air conditioning

Exterior

Other

Roof

Asphalt shingleUnknown

Lot

Cul-de-sacLevel lotCorner Site

Community

Family Oriented

Waterfront

Waterfront on pond

Pool

Pool
Negative cash flow ~$173/mo at these assumptions

Cash on cash

-0.69%

Cap rate

4.73%

GRM

13.9

Break-even rent

$9,182

Financing

Down payment$300,000
Loan amount$1,199,999
Mortgage$6,080/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$687
Insurance$80
Maintenance$1,250
CapEx reserve$625
Vacancy loss$450

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,080/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.

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