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Investment signal

$1,100,000

12 SIMCOE STREET S

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Beds

Baths

Sqft

3,100

Year

Type

Retail

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Oshawa (Central). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

High-Yield Investment Opportunity in the Heart of Downtown Oshawa's Urban Growth Centre! in the middle of 4 new high-rise developments. This fully stabilized mixed-use property offers immediate, turn-key cash flow with a gross monthly income of $8,000 ($96,000 annually). The ground floor features a high-performance, stable cannabis retail anchor. The upper levels have been meticulously renovated and are 100% leased, featuring two premium 2-bedroom suites and one modern 1-bedroom unit. (id:65958)

Subtype
Retail
Structure
Residential Commercial Mix
Community
Central
Living area
3,100 square feet
Lot dimensions
Bldg=30 x 57 FT
On market
Apr 22, 2026
Status changed
Apr 22, 2026
Annual tax
$9,800
Zoning
Commercial
Photos
4
MLS#
E13027966
Area
OSHAWA_(CENTRAL)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$1,193/mo at these assumptions

Cash on cash

-6.51%

Cap rate

3.56%

GRM

16.7

Break-even rent

$6,756

Financing

Down payment$220,000
Loan amount$880,000
Mortgage$4,459/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$504
Insurance$80
Maintenance$917
CapEx reserve$458
Vacancy loss$275

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,459/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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