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Investment signal

$850,000

1185 Graham Road

Save this home

Beds

5

Baths

3

Sqft

Year

1980

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kelowna. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Huge flat corner lot with MF1 zoning—this is where opportunity meets serious long-term upside. Whether you’re thinking future multi-family potential, holding for land value, or maximizing the property over time, this zoning offers flexibility that’s getting harder to find. The home features a functional layout with 3 large bedrooms up, including a spacious primary with a 3-piece ensuite, along with a bright, open-concept main living area and updated kitchen. Downstairs already includes a self-contained suite with 2 more bedrooms with separate entrance—ideal for rental income or extended family. The home does require some work and updating, but for the right buyer, this is a chance to build serious equity and transform it into something special. The lot is a standout—flat, fully usable, with access from all sides, tons of parking, space for RVs and all the toys, plus a detached shop. A large sunroom adds extra flexible living space. Centrally located near Mission Creek, Orchard Park Mall, Costco, schools, parks, and restaurants. Big lot, income potential, and future development upside—this is a value-packed opportunity with room to grow. Quick possession available! (id:65958)

Subtype
Single Family
Architectural style
Other
Structure
House
Community
Rutland South
Common interest
Freehold
Living area
2,900 square feet
Lot size
0.24 acres
Lot dimensions
0.24
Parking
8 total
Stories
2
On market
Apr 8, 2026
Status changed
Apr 27, 2026
Annual tax
$5,011
Photos
55
MLS#
10382294
Area
KELOWNA

Features and systems

Parking

Attached GarageDetached GarageSee RemarksAdditional Parking

Heating

Forced airSee remarks

Cooling

Central air conditioning

View

Mountain view
Negative cash flow ~$940/mo at these assumptions

Cash on cash

-6.64%

Cap rate

3.54%

GRM

16.7

Break-even rent

$5,240

Financing

Down payment$170,000
Loan amount$680,000
Mortgage$3,445/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$390
Insurance$80
Maintenance$708
CapEx reserve$354
Vacancy loss$213

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,445/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 27, 2026.

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