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Investment signal

$849,900

1185 5th St

Save this home

Beds

4

Baths

1

Sqft

Year

1925

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Courtenay. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Step into timeless character & comfort with this beautifully maintained heritage home, nestled on a generous .87-acre lot in a highly sought after neighborhood. This property blends classic charm with modern convenience, offering a peaceful retreat just steps from the heart of town. Inside, you'll find a cozy gas fireplace, perfect for relaxing evenings, and a well cared for interior that reflects pride of ownership throughout. The home also features a large unfinished basement, ideal for future development, plus a workshop and ample storage area perfect for hobbyists or those needing extra space. Families will love the location, with elementary and middle schools just minutes away, and everything else you need within walking distance—including downtown shopping, restaurants, parks, and recreation. Whether you're looking to settle into a piece of history or seeking an incredible investment opportunity, this property offers both charm and potential in a truly unbeatable location. (id:65958)

Subtype
Single Family
Architectural style
Other
Structure
House
Community
Courtenay City
Common interest
Freehold
Living area
2,355 square feet
Lot size
0.87 acres
Lot dimensions
0.87
Parking
4 total
Fireplace
1
On market
Mar 13, 2026
Status changed
Apr 16, 2026
Annual tax
$7,027.02
Zoning
Residential
Photos
33
MLS#
1028858
Area
COURTENAY

Features and systems

Appliances

WasherRefrigeratorDishwasherStoveDryer

Heating

Baseboard heatersForced airElectricNatural gas

Cooling

None

Lot

Central locationPrivate settingOther
Negative cash flow ~$939/mo at these assumptions

Cash on cash

-6.63%

Cap rate

3.54%

GRM

16.7

Break-even rent

$5,239

Financing

Down payment$169,980
Loan amount$679,920
Mortgage$3,445/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$390
Insurance$80
Maintenance$708
CapEx reserve$354
Vacancy loss$213

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,445/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.

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