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Investment signal

$550,000

118 WHARNCLIFFE ROAD S

Save this home

Beds

3

Baths

3

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for London South (South F). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Renovated Triplex with separate Hydro meters. Main One bedroom unit $1550, upper One Bedroom unit fully renovated and currently vacant (Market Rent $1600), Rear bachelor $800 (Below market for taking care of the property) all rents are inclusive but future rents have the ability to make plus hydro. Basement spray foamed plus shared laundry with shared storage area. 3 newer concrete parking spaces plus sitting area at back, newer windows, Newer Steel Roof. Great location 10 min walk to Wortley Village shops and restaurants. AC-2 Zoning allows for multiple uses. Expenses 2025 - Hydro $4820, Gas $1485, Prop tax $3051, Insurance $1879.This property makes a great investment or house hack. (id:65958)

Subtype
Multi-family
Structure
Triplex
Community
South F
Lot dimensions
38.3 x 108 FT ; 38.32 ft x 108.48 ft x 28.76 ft x 109.14
Bedrooms
3 above grade
Parking
3 total
Stories
2
On market
Feb 26, 2026
Status changed
Apr 21, 2026
Annual tax
$3,051 (2026)
Zoning
AC-2
Photos
22
MLS#
X12823254
Area
LONDON_SOUTH_(SOUTH_F)

Features and systems

Parking

No Garage

Basement

UnfinishedN/A

Appliances

WasherRefrigeratorStoveDryer

Heating

Forced airNatural gas

Cooling

None

Exterior

Brick

Foundation

BlockConcrete

Lot

Irregular lot sizeFlat siteDry

Community

School Bus

Utilities

SewerElectricityCable
Negative cash flow ~$636/mo at these assumptions

Cash on cash

-6.94%

Cap rate

3.48%

GRM

16.7

Break-even rent

$3,420

Financing

Down payment$110,000
Loan amount$440,000
Mortgage$2,229/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$252
Insurance$80
Maintenance$458
CapEx reserve$229
Vacancy loss$138

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,229/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 21, 2026.

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