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Investment signal

$595,000

116 PITT STREET

Save this home

Beds

Baths

Sqft

2,561

Year

Type

Retail

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cornwall. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to 116 Pitt Street, a standout mixed-use opportunity in the heart of downtown Cornwall. This prime property features two spacious units and offers immediate income potential along with flexible future use for investors or entrepreneurs. The ground-floor commercial space is currently configured as a restaurant and showcases a unique enclosed patio with a garage-door-style window system. Open it up for breezy summer service or close it for a cozy atmosphere during cooler months. The space benefits from excellent street visibility and strong pedestrian traffic in Cornwall's vibrant downtown core. Upstairs, the character-filled second-floor apartment offers 2 bedrooms and 1 bathroom, blending charm with urban convenience. The inviting living room features vaulted ceilings, a wood-burning fireplace and a wet bar, creating a warm and welcoming atmosphere. The bright kitchen offers space for both a dining table and counter seating, while the oversized 5-piece bathroom conveniently includes in-suite laundry. The layout is completed by a private second bedroom and a generous primary bedroom with a large window overlooking bustling Pitt Street. A private second-level deck provides a rare outdoor retreat right in the heart of the city. The current owner would like to remain in the property as a tenant, offering attractive built-in income for the new owner under the following proposed terms: Ground Floor Commercial Lease: $4,000/month + HST + utilities + property taxes; Second Floor Apartment: $2,000/month + utilities. With excellent visibility, strong downtown foot traffic, three private parking spaces plus ample street parking, and the potential for immediate rental income, this property presents a compelling opportunity for investors seeking a turnkey asset in Cornwall's downtown core. Don't miss your chance to own this prime slice of Cornwall real estate, make the right move and see it for yourself. (id:65958)

Subtype
Retail
Structure
Residential Commercial Mix
Community
717 - Cornwall
Living area
2,561 square feet
Lot size
2,561 acres
Lot dimensions
2561
On market
Mar 6, 2026
Status changed
Apr 24, 2026
Annual tax
$13,369
Zoning
CBD
Photos
41
MLS#
X12856122
Area
CORNWALL

Features and systems

Appliances

WasherDishwasherOvenDryerMicrowaveCooktopHood FanWater Heater

Heating

Forced airForced airElectricNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$682/mo at these assumptions

Cash on cash

-6.88%

Cap rate

3.49%

GRM

16.7

Break-even rent

$3,693

Financing

Down payment$119,000
Loan amount$476,000
Mortgage$2,412/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$273
Insurance$80
Maintenance$496
CapEx reserve$248
Vacancy loss$149

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,412/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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