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Investment signal

$799,900

115 ALLEN Street E

Save this home

Beds

3

Baths

1

Sqft

Year

1923

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Waterloo. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to this unique investment opportunity located at 115 Allen Street East in Waterloo, situated on an expansive 40' x 266' lot in the prime Mary Allen neighborhood. This 1,677 sq ft home offers significant potential for a custom build or a full renovation. The property is zoned Res-4 and features three bedrooms, one bathroom, separate living and dining rooms, and an unfinished attic. Additionally, the site includes ample parking and a large 16' x 30' garage/shop equipped with 240v set up for woodworking equipment, a partial basement and attic space. The location is highly connected, offering close proximity to Mary Allen Park, the Spur Line Trail, Google, Grand River Hospital, Uptown Waterloo, and Downtown Kitchener. This is a rare chance to unlock the full potential of a property in a rapidly growing community. Please contact me to schedule a viewing or for further information. (id:65958)

Subtype
Single Family
Structure
House
Community
114 - Uptown Waterloo/North Ward
Common interest
Freehold
Living area
1,677 square feet
Bedrooms
3 above grade, 0 below grade
Parking
6 total
Stories
2.5
On market
Apr 27, 2026
Status changed
Apr 28, 2026
Annual tax
$5,598.65
Zoning
R4
Photos
45
MLS#
40824340
Area
WATERLOO

Features and systems

Parking

Detached Garage

Basement

UnfinishedFull

Appliances

WasherRefrigeratorStoveDryer

Heating

Forced air

Cooling

None

Exterior

Brick

Foundation

Unknown

Community

Community Centre
Negative cash flow ~$889/mo at these assumptions

Cash on cash

-6.67%

Cap rate

3.53%

GRM

16.7

Break-even rent

$4,936

Financing

Down payment$159,980
Loan amount$639,920
Mortgage$3,242/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$367
Insurance$80
Maintenance$667
CapEx reserve$333
Vacancy loss$200

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Waterloo. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $3,242/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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