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Investment signal

$325,000

111 MONTREAL ROAD

Save this home

Beds

Baths

Sqft

2,980

Year

Type

Retail

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cornwall. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Something is happening in Cornwall right now... and not everyone sees it yet. New apartment buildings are rising. More people are moving here. More businesses are starting to pay attention. And in Le Village, that momentum is just getting started. Built in the 1930s, 111 Montreal Road has long been part of the fabric of this community, most recently home to a well-established family insurance business for over 45 years. Now, it sits right where that next chapter is beginning. The main level offers over 1,600 sq ft of flexible commercial space, currently configured with a reception area, private offices, open workspace, kitchenette, bathroom, fireproof vault with safe, and ample storage-well suited for professional, retail, or service-based use, with the ability to adapt as needed. Upstairs, two one-bedroom residential units provide additional income potential. One unit is currently occupied by a long-term tenant, while the second is vacant, allowing for immediate rental income or owner occupancy. With two new apartment buildings under construction nearby, the area is evolving-bringing increased activity, visibility, and opportunity over time. The property is also connected at the main level to 113-115 Montreal Road. While being sold separately, the buildings can be purchased together or easily converted back into two independent spaces by reinstating a dividing wall. Located close to local shops, services, and amenities, and with potential eligibility for city incentive programs through the Heart of the City initiative (buyer to verify), this is a strong mixed-use opportunity with scale, flexibility, and long-term potential in an established neighbourhood with nearby development that may contribute to increased activity over time. (Some photos are virtually staged) (id:65958)

Subtype
Retail
Community
717 - Cornwall
Living area
2,980 square feet
Lot size
2,980 acres
Lot dimensions
2980
On market
Apr 29, 2026
Status changed
Apr 29, 2026
Annual tax
$4,223 (2025)
Zoning
LVD (Le Village District - see document section)
Photos
29
MLS#
X13059800
Area
CORNWALL

Features and systems

Heating

Forced airNatural gas

Cooling

Partially air conditioned
Positive cash flow ~$327/mo at these assumptions

Cash on cash

6.04%

Cap rate

6.07%

GRM

11.3

Break-even rent

$2,055

Financing

Down payment$65,000
Loan amount$260,000
Mortgage$1,317/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$149
Insurance$80
Maintenance$271
CapEx reserve$135
Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cornwall. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $1,317/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 29, 2026.

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