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Investment signal

$818,000

108 ALLAN STREET

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Beds

Baths

Sqft

—

Year

—

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Whitby (Blue Grass Meadows). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to this charming and versatile stucco bungalow in the heart of Whitby, perfectly situated on an impressive 78 x 164 ft lot-offering flexibility, and incredible potential for families, investors, or multi-generational living. Step inside a main floor featuring hardwood flooring throughout most the principal living areas. The thoughtfully designed layout includes three bedrooms, with one currently functioning as a bedroom but easily converted back into a formal dining room to suit your lifestyle.The home offers exceptional functionality with a shared main floor laundry, adding convenience for both levels. Downstairs, you'll find a fully finished in-law suite complete with a separate entrance, ideal for extended family or potential rental income. The lower level also includes an additional room with its own laundry hookup, providing even more flexibility for independent living arrangements.Outside, the property truly shines. The deep, oversized lot offers endless possibilities-whether for entertaining, gardening, or future expansion. The extended driveway accommodates up to 10 vehicles, making it perfect for large families, guests, or those needing extra parking space.This is a rare opportunity to own a spacious, adaptable home on a premium lot in a desirable Whitby location-close to schools, amenities, and transit. (id:65958)

Subtype: Single Family
Architectural style: Bungalow
Structure: House
Community: Blue Grass Meadows
Common interest: Freehold
Lot dimensions: 76.8 x 164 FT
Bedrooms: 3 above grade, 1 below grade
Parking: 10 total
Stories: 1
On market: Apr 24, 2026
Status changed: Apr 24, 2026
Annual tax: $5,008.93
Photos: 50
MLS#: E13043086
Area: WHITBY_(BLUE_GRASS_MEADOWS)

Features and systems

Parking

No Garage

Basement

FinishedSeparate entranceN/AN/A

Appliances

WasherRefrigeratorDishwasherStoveDryerMicrowave

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

StuccoVinyl siding

Flooring

HardwoodLaminate

Foundation

Block

Lot

In-Law Suite

Negative cash flow ~$898/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.59%

Cap rate

3.55%

GRM

16.6

Break-even rent

$5,045

Financing

Down payment$163,600

Loan amount$654,400

Mortgage$3,316/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$375

Insurance$80

Maintenance$682

CapEx reserve$341

Vacancy loss$205

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,316/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.