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Investment signal

$1,195,000

107-109 WYNDHAM STREET N

Beds

Baths

5

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

This prime mixed-use investment opportunity at 107-109 Wyndham St N offers an exceptional 5,400 SF of versatile space in the vibrant heart of downtown Guelph. The building features a historic limestone exterior and houses a fully built-out, turn-key restaurant on the main level complemented by a stylish basement speakeasy. The 1,950 SF main floor is equipped with a professional-grade kitchen, full bar, and a signature garage-style window system that opens directly onto the street to create a premier indoor-outdoor dining experience. With a liquor license already in place for 90 patrons on the main level and an additional 35 in the lower level, this vacant commercial space is perfectly positioned for an owner-operator or a high-profile tenant to begin operations immediately.The upper level of the property features a lodge-style residential suite that provides a steady and reliable income stream independent of the commercial operations. This residential space includes five legal rooms, a spacious common living area, a full kitchen, and two washrooms. While the current net operating income of $62,166 is based on extremely conservative commercial estimates, it is important to note that this figure does not account for the two currently vacant residential rooms. Filling these vacancies could conservatively add an additional $17,000 in annual income, bringing the potential net operating income to approximately $79,166. 107-109 Wyndham St N represents a rare turn-key asset that balances immediate hospitality potential with stabilized residential returns. The commercial and residential units benefit from separate entrances, ensuring full operational independence for all occupants. Whether you are looking to establish a restaurant as an owner operator or seeking a diversified investment with significant revenue upside, this property stands as one of the most compelling opportunities in the Guelph market. (id:65958)

Subtype
Business
Community
Downtown
Living area
5,400 square feet
Lot dimensions
21.87 x 105 FT
Parking
1 total
On market
Apr 3, 2026
Status changed
Apr 14, 2026
Annual tax
$26,700
Zoning
D.1-1
Photos
18
MLS#
X12955884
Area
GUELPH_(DOWNTOWN)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$2,310/mo at these assumptions

Cash on cash

-11.60%

Cap rate

3.57%

GRM

16.7

Break-even rent

$8,407

Financing

Down payment$239,000
Loan amount$956,000
Mortgage$5,865/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$548
Insurance$80
Maintenance$996
CapEx reserve$498
Vacancy loss$299

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Guelph (Downtown). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $5,865/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.

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