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Investment signal

$429,900

6 - 105 QUEEN STREET W

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Location

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About this home

Excellent investment opportunity in the historic Fergus Marketplace at 105 Queen St W. This 1,549 sq. ft. commercial condo is currently tenanted, providing immediate rental income and a turnkey addition to any investment portfolio. Located in the iconic former Beatty Brothers building along the Grand River, the property offers strong tenant appeal thanks to its character, professional atmosphere, and high-visibility Queen Street exposure. The well-maintained complex features shared amenities and a desirable downtown setting within walking distance to shops, restaurants, and services. A rare chance to secure a stable, income-producing asset in one of Fergus's most recognized commercial buildings. (id:65958)

Subtype: Retail
Structure: Retail
Community: Fergus
Living area: 1,549 square feet
Lot size: 2.2 acres
Lot dimensions: 2.202
On market: Feb 23, 2026
Status changed: Apr 13, 2026
Annual tax: $4,821 (2026)
Zoning: C1
Photos: 10
MLS#: X12811384
Area: CENTRE_WELLINGTON_(FERGUS)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned

Negative cash flow ~$644/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-8.99%

Cap rate

4.09%

GRM

14.9

Break-even rent

$3,078

Financing

Down payment$85,980

Loan amount$343,920

Mortgage$2,110/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$197

Insurance$80

Maintenance$358

CapEx reserve$179

Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Centre Wellington (Fergus). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,110/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 13, 2026.