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Investment signal

$435,000

105 PINE STREET

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Beds

Baths

Sqft

—

Year

—

Type

Multi-family

Suite

Investment signal

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Belleville (Belleville Ward). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This DUPLEX presents a solid opportunity for investors or buyers looking for a versatile income property. This up/down duplex features two self-contained units. The upper unit includes the main floor sunroom with the second floor consisting of two bedrooms, kitchen, a living area, and a 4-piece bathroom. The lower unit offers one bedrooms plus a bonus office/den space, along with its own kitchen, living room, and 4-piece bath-ideal for tenants needing a bit of extra room. At the rear of the property, a single detached garage offers additional value and potential uses. Located just a few blocks from the hospital, public transit, grocery stores, banking, restaurants, and a pharmacy, this property delivers everyday convenience. (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: Belleville Ward
Lot dimensions: 42.2 x 89.6 FT
Bedrooms: 3 above grade
Parking: 4 total
Stories: 2
On market: Mar 15, 2026
Status changed: Apr 24, 2026
Annual tax: $3,419 (2025)
Zoning: R2-3
Photos: 21
MLS#: X12885028
Area: BELLEVILLE_(BELLEVILLE_WARD)

Features and systems

Parking

Detached GarageGarage

Basement

UnfinishedN/A

Heating

Forced airNatural gas

Cooling

None

Exterior

Stone

Foundation

Block

Negative cash flow ~$306/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-4.23%

Cap rate

4.02%

GRM

15.1

Break-even rent

$2,723

Financing

Down payment$87,000

Loan amount$348,000

Mortgage$1,763/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$199

Insurance$80

Maintenance$363

CapEx reserve$181

Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,763/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.