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Investment signal

$1,099,000

10372 Bowerbank Rd

Beds

Baths

Sqft

—

Year

2004

Location

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About this home

Amazing location steps from the ocean, parks, marinas, and downtown Sidney. Tucked away on a private lot, this backside of a front/back duplex lives like a single family home. Flexible floor plan features primary bedrooms on main and upper floors with private ensuites and walk in closets for both. Additional luxuries include separate dining and breakfast spaces, living room with bay window, upstairs laundry, and attached garage. Large private out door space has west and south exposures, great for gardening or enjoying some peace and sunshine on the interlocking brick patio. Separate shed/workshop has over 200 square feet of extra space for projects, supplies or just extra storage. Book your private tour today and experience the best of residential Sidney. (id:65958)

Subtype: Single Family
Structure: Duplex
Community: Sidney North-East
Common interest: Condo/Strata
Living area: 1,915 square feet
Parking: 3 total
Condo/HOA fee: $0 monthly
On market: Feb 21, 2026
Status changed: Apr 19, 2026
Annual tax: $4,433.31
Zoning: Duplex
Photos: 41
MLS#: 1026620
Area: SIDNEY

Features and systems

Appliances

WasherRefrigeratorStoveDryer

Heating

Electric

Cooling

None

Lot

Central locationLevel lotOtherMarine Oriented

Community

Family OrientedPets Allowed

Negative cash flow ~$2,126/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.61%

Cap rate

3.57%

GRM

16.7

Break-even rent

$7,738

Financing

Down payment$219,800

Loan amount$879,200

Mortgage$5,394/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$504

Insurance$80

Maintenance$916

CapEx reserve$458

Vacancy loss$275

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Sidney. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $5,394/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 19, 2026.