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Investment signal

$399,900

100 Harbour Road

Save this home

Beds

2

Baths

2 full + 1 half

Sqft

Year

1980

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Witless Bay. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to 100 Harbour Road - your ocean view escape in Witless Bay. Where peaceful coastal living meets everyday comfort, just 30 minutes from the city. Step inside to a bright and cozy living room, filled with natural light and designed for comfort—an inviting space to relax, unwind, or enjoy quiet evenings at home. The layout flows seamlessly into the eat-in kitchen, featuring warm oak cabinetry and plenty of room to gather. This is where the home truly shines, with beautiful views of the ocean right from your kitchen table. Patio doors lead directly to the deck, creating an easy connection between indoor and outdoor living, and offering the perfect place to take in the stunning coastal scenery. The home offers 2 bedrooms 1.5 bathrooms, including a spacious primary bedroom complete with its own ensuite and walk-in closet. Main floor laundry adds everyday convenience, while the recently added mini split ensures efficient heating and cooling year-round. Since approximately 2020, the home has seen a number of valuable upgrades, including shingles, oil tank, concrete septic tank, PEX plumbing, mini split, and the addition of a second driveway—offering both peace of mind and added functionality. Outside, the grounds are well maintained and thoughtfully laid out, featuring perimeter fencing and a two-level storage shed, ideal for keeping everything organized while making the most of the space. Perfectly suited as a full-time residence, weekend getaway, or investment opportunity, this property offers a rare blend of warmth, functionality, and breathtaking ocean views—all in a peaceful setting just outside the city. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Common interest
Freehold
Living area
1,257 square feet
Lot dimensions
0.56 acre
Bedrooms
2 above grade, 0 below grade
Stories
1
On market
Apr 16, 2026
Status changed
Apr 23, 2026
Annual tax
$855 (2026)
Zoning
Res.
Photos
29
MLS#
1295347
Area
WITLESS_BAY

Features and systems

Appliances

WasherRefrigeratorStoveDryer

Heating

Baseboard heatersForced airOilMini-Split

Exterior

Vinyl siding

Flooring

HardwoodOtherMixed Flooring

Foundation

Concrete

View

Ocean view
Negative cash flow ~$484/mo at these assumptions

Cash on cash

-7.26%

Cap rate

3.41%

GRM

16.7

Break-even rent

$2,510

Financing

Down payment$79,980
Loan amount$319,920
Mortgage$1,621/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$183
Insurance$80
Maintenance$333
CapEx reserve$167
Vacancy loss$100

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,621/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 23, 2026.

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