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Investment signal

$5,500,000

100 FRONT Street

Save this home

Beds

Baths

Sqft

Year

1995

Type

Office

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Penticton. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Amazing investment opportunity downtown Penticton. Fully leased office building with 3 Tenants with escalating leases in the heart of downtown. With 18,751 sqft of first-class office space this building sits on a 0.505 acre of land on Penticton’s colourful Front Street just one block to Okanagan Lake parks, beaches and events. Front Street is the premiere commercial street in the downtown area. There is a popular walking trail running along Penticton Creek right behind the building with a bridge that crosses to Ellis Street. The parking lot has access from both Front Street and from the alley that accesses Backstreet Boulevard. This building has high quality lease hold improvements throughout. RBC Dominion Lending has occupied the building since 1994 with 5,081 sqft of space leased; the City of Penticton leases the entire second floor area at 8,385 sqft and has done extensive lease hold improvements; McLeod-Schneiderat Lawyers leasing 5,285 sqft of space on the first floor and has also just completed extensive lease hold improvements. All leases are full triple-net leases with renewals. The building has 24 dedicated parking spaces and bike lock-up. The property is zoned C5 and offers many of long-term possibilities as Penticton’s best downtown zoning. $6.67/sqft Additional Rent. (id:65958)

Subtype
Office
Structure
Offices
Community
Main South
Living area
18,751 square feet
Lot size
0.51 acres
Lot dimensions
0.51
Parking
21 total
On market
Feb 25, 2026
Status changed
Apr 28, 2026
Annual tax
$47,110.2
Photos
52
MLS#
10376277
Area
PENTICTON

Features and systems

Heating

Forced airSee remarks

Cooling

Central air conditioning

Exterior

Stucco

Lot

Level lot

Community

High Traffic Area
Negative cash flow ~$5,645/mo at these assumptions

Cash on cash

-6.16%

Cap rate

3.63%

GRM

16.7

Break-even rent

$33,442

Financing

Down payment$1,100,000
Loan amount$4,400,000
Mortgage$22,294/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$2,521
Insurance$80
Maintenance$4,583
CapEx reserve$2,292
Vacancy loss$1,375

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Penticton. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $22,294/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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