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321 Hiltz DRIVE
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Beds
4
Baths
2
Sqft
1,315
Year
1916
Type
Single Family
On market
21d
Looking for affordable small-town living with space to grow? Welcome to 321 Hiltz Drive in Kennedy, SK! This charming 1½ storey home offers 1,315 sq. ft., 4 bedrooms, and 2 bathrooms, situated on an oversized 140 x 120 ft. lot (2½ lots), giving you plenty of indoor and outdoor space to enjoy. A 2014 addition added approximately 535 sq. ft., creating even more functional living space for family living or future possibilities. The main floor features bright living and dining areas, an updated kitchen with included appliances, convenient laundry/porch, and a spacious primary bedroom complete with vaulted ceilings, walk-in closet, gas fireplace, and ensuite bath. Upstairs offers additional bedrooms filled with natural light, while the partial basement provides excellent storage space. Step outside to enjoy the mature fully fenced yard with trees, deck, garden area, gravel driveway, and a 24 x 26 detached double garage, perfect for extra storage, projects, or parking. Whether you're a first-time home buyer, growing family, looking to downsize with room to breathe, or searching for an investment opportunity, this property offers exceptional value. Located in the welcoming community of Kennedy with a local K–8 school, you can enjoy peaceful small-town living with everyday conveniences nearby. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Enclosed porch | 2.9 × 21.3 feet | |
| Dining room | 11.5 × 13.2 feet | |
| Living room | 11.5 × 9.6 feet | |
| Kitchen | 13.4 × 11.4 feet | |
| 4pc Bathroom | 7.9 × 9.5 feet | |
| Primary Bedroom | 17.7 × 15.3 feet | |
| 4pc Bathroom | 7.1 × 9.4 feet | |
| Storage | 5.8 × 9.4 feet | |
| Enclosed porch | 4.1 × 16.7 feet |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 9.8 × 9.6 feet | |
| Bedroom | 9.1 × 8.9 feet | |
| Bedroom | 9.1 × 11.6 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
76.96%
Cap rate
20.26%
GRM
4.1
Break-even rent
$957
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 7, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kennedy. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.