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108 Ottawa ST
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Beds
4
Baths
3 full + 1 half
Sqft
1,213
Year
—
Type
Single Family
On market
32d
Welcome to an extraordinary waterfront estate on Keewatin Bay, where timeless character and modern luxury meet on beautiful Lake of the Woods. Originally built in 1888/90 for Robert A. Mather and extensively renovated in 2013, this stunning 3,300+ sq/ft three-level home offers exceptional craftsmanship, premium finishes, and approximately 165 feet of shoreline within the sought-after 9 km “No Wake” zone. The terraced property is beautifully landscaped with mature pines, Japanese lilac hedges, perennial gardens, concrete walkways, and multiple outdoor entertaining areas. Enjoy lakeside living with a five-stall pipe dock, two-stall boat port with dual 6,000 lb lifts, expansive lake-facing decks, and a concrete patio featuring a built-in wood-burning fireplace, natural gas BBQ hookup, and wood-fired pizza oven. Inside, historic details are preserved through original hardwood floors milled at the Keewatin Lumber Company, stained glass weighted windows, original staircase and millwork, crown moldings, and a rebuilt Rumford fireplace. Modern upgrades include built-in sound and security systems, forced air natural gas heating with central AC, hot water on demand, and 200 amp electrical service. The chef’s kitchen is equipped with custom Omega cabinetry, marble countertops, and premium Wolf, Sub-Zero, and Fisher & Paykel appliances, including a 6-burner Wolf range, steam oven, built-in wine fridge, and ice maker. The second floor features a luxurious primary suite with spa-inspired marble ensuite, multi-head shower system, soaker tub, and walk-in closet. Additional bedrooms offer private deck access and a beautifully finished Jack-and-Jill bath. The third floor provides flexible space ideal for a media room, office, studio, or guest retreat. Completing the property is a fully finished and heated 760 sq/ft garage with 9’ ceilings, 100 amp service, and dual overhead doors. A rare opportunity to own a truly exceptional historic waterfront home in one of Lake of th (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 11x29.5 | |
| Kitchen | 16.5x26 | |
| Dining room | 10x11.5 | |
| Bathroom | 2PCE |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11x14.5 | |
| Bedroom | 10x11.5 | |
| Bedroom | 11.5x12.5 | |
| Bedroom | 13x13.5 | |
| Bathroom | 3PCE | |
| Bathroom | 2PCE | |
| Ensuite | 4pce |
Third level
| Room | Dimensions | Features |
|---|---|---|
| Bonus Room | 20x34 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Keewatin. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.