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208 Lorne STREET
Beds
5
Baths
2
Sqft
1,153
Year
1973
Type
Single Family
On market
4d
Attention investors and handy buyers — this spacious 5-bedroom bungalow in the quiet, family-friendly town of Cupar is priced to reflect its condition and loaded with potential. This home would make an excellent long-term rental property or multi-generational living arrangement. The main floor offers 3 bedrooms, a full bathroom, a bright living room, and a functional kitchen with ample cabinetry. Wheelchair accessible entry adds versatility for a range of occupants. The basement features a non-regulation suite with its own separate entrance — complete with 2 bedrooms, a full bathroom, living room, and kitchen — making it easy for two households to live independently under one roof. Outside, the fully fenced private yard offers plenty of room for gardening, kids, or pets — a rare find at this price point. The property is just steps from schools, parks, and community amenities. Whether you're expanding your rental portfolio, looking for a multi-generational setup, or seeking a renovation project with strong upside, this property delivers flexibility and value. Sold as-is. Book your private showing today. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 6.1 × 10.4 feet | |
| Living room | 16 × 12.8 feet | |
| Bedroom | 9 × 9.3 feet | |
| Bedroom | 9.9 × 9.3 feet | |
| Kitchen | 10.4 × 10.11 feet | |
| 4pc Bathroom | 7.7 × 4.11 feet |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 8.3 × 9 feet | |
| Living room | 11.9 × 16.2 feet | |
| Dining room | 8.1 × 8.3 feet | |
| Bedroom | 8.1 × 10.5 feet | |
| Bedroom | 17 × 10 feet | |
| 4pc Bathroom | 7.9 × 8 feet | |
| Bedroom | 8.5 × 11.3 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
67.32%
Cap rate
18.33%
GRM
4.5
Break-even rent
$1,175
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 6, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cupar. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.