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98 Agate Road
Beds
3
Baths
3 full + 1 half
Sqft
1,521
Year
2025
Type
Single Family
On market
131d
** Open House at Greystone Show Home - 498 River Ave, Cochrane - June 5th 3-5pm, June 6th 12-2pm, June 7th 12:30-3:30pm and June 9th 4-6pm ** Welcome to this beautifully crafted semi-detached Talo model by Rohit Homes, situated in the vibrant and rapidly growing community of Heartland in Cochrane. This home is an excellent fit for families, first-time buyers, or anyone looking to right-size without compromising on style or versatility.Offering 3 bedrooms, 2.5 bathrooms, and 1,520 sq. ft. of well-designed living space, this brand-new home features a bright, open-concept main floor with 9' ceilings and a seamless connection between the kitchen, dining, and living areas—ideal for both daily living and entertaining.The contemporary kitchen serves as the focal point, complete with quartz countertops, a central island, and modern cabinetry that blend practicality with sophisticated design. At the rear, a double detached garage provides secure parking and extra storage while preserving the home’s inviting curb appeal.Upstairs, the spacious primary suite includes a private ensuite and generous closet space, complemented by two additional bedrooms and a full bathroom—ideal for kids, guests, or a home office. A convenient upper-floor laundry room adds to the everyday ease of living.Set in the dynamic community of Heartland, you'll enjoy quick access to parks, schools, scenic pathways, local amenities, and major routes—making commuting to Calgary or weekend escapes to the mountains a breeze. Don’t miss your chance to live in this stylish and functional duplex in one of Cochrane’s most desirable new neighborhoods—schedule your private showing today! Please (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Other | 5.00 Ft x 7.75 Ft | |
| 2pc Bathroom | 2.92 Ft x 7.58 Ft | |
| Kitchen | 8.50 Ft x 13.00 Ft | |
| Dining room | 8.33 Ft x 16.33 Ft | |
| Living room | 12.92 Ft x 19.08 Ft | |
| Other | 5.67 Ft x 5.33 Ft | |
| Other | 3.17 Ft x 4.83 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 8.25 Ft x 10.83 Ft | |
| Bedroom | 8.42 Ft x 10.67 Ft | |
| Laundry room | 4.42 Ft x 5.42 Ft | |
| 4pc Bathroom | 4.92 Ft x 8.58 Ft | |
| Bonus Room | 8.00 Ft x 11.83 Ft | |
| Primary Bedroom | 11.75 Ft x 13.83 Ft | |
| 4pc Bathroom | 4.92 Ft x 9.00 Ft | |
| Other | 4.50 Ft x 7.08 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-7.04%
Cap rate
3.46%
GRM
16.7
Break-even rent
$3,055
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 3, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cochrane. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.