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9048 Humming Bird Drive
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Beds
3
Baths
3 full + 1 half
Sqft
2,143
Year
1993
Type
Single Family
On market
63d
On the mountainside of Swansea Point lies a private, level hillside acreage 1.67 acres, offering the perfect template for your indoor-outdoor living vision in the heart of Shuswap Lake country. Designed for possibility, this home presents a fantastic opportunity to create an expansive indoor-outdoor kitchen, living, and dining experience. The layout features 2 main floor bedrooms plus den, and an enormous primary suite upstairs complete w/ office and private 2nd level deck and bath. A double attached garage w/ additional accessory buildings provides ample storage for boats, trailers, side-by-sides, and all your recreational gear. Situated at the end of a cul-de-sac, the privacy is exceptional, backing onto the mountain and set away from highway noise, yet only 5 minutes to Mara Lake and 12 mins to Sicamous 30 min to Vernon BC. Embrace the Shuswap Lake lifestyle where long summer days are spent boating, paddleboarding, and swimming in crystal clear waters. Evenings are for dockside dinners, fires under the stars, and sunset cruises. Surround yourself w/ hiking and biking trails, snowmobiling and backcountry access in the winter, and year-round adventure at your doorstep. An affordable investment opportunity w/ several updates already completed, this property is ready for your cosmetic finishes and personal touch. Create the retreat you’ve been envisioning and experience the best of Shuswap living. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Foyer | 15'1'' x 8'7'' | |
| Den | 16'6'' x 14'11'' | |
| Dining room | 9'9'' x 11'7'' | |
| Bedroom | 12'11'' x 12'10'' | |
| Bedroom | 9'5'' x 10'5'' | |
| Partial bathroom | 3'8'' x 7'2'' | |
| Full bathroom | 9'5'' x 4'11'' | |
| Living room | 13'4'' x 19'1'' | |
| Kitchen | 13'6'' x 12'4'' |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Other | 8'3'' x 7'1'' | |
| Office | 12'6'' x 9'11'' | |
| Full ensuite bathroom | 17'4'' x 6'8'' | |
| Primary Bedroom | 22'2'' x 15'1'' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.78%
Cap rate
3.51%
GRM
16.7
Break-even rent
$4,208
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Swansea Point. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.