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78 RUSSELL AVENUE
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Beds
3
Baths
2
Sqft
—
Year
—
Type
Single Family
On market
61d
Welcome to 78 Russell Avenue! Located in the heart of St. Catharines, this attractive 2-storey home offers both comfort and convenience. As we walk up the steps, notice the spacious porch! Step inside to a bright and inviting living room, where the pot lights create a cozy and relaxing ambiance. Attractive laminate flooring runs throughout the home, offering both style and easy maintenance; perfect for kids and pets.The generous dining area provides ample space for family dinners and gatherings, with large windows allowing plenty of natural light to fill the space. Just off the dining room, the kitchen was updated in 2016 and features stainless steel appliances and a central island with seating for three-ideal for casual meals or morning coffee. Upstairs, a wooden staircase leads to three good-sized bedrooms, all with laminate flooring, along with a 4-piece bathroom. The basement offers additional living space, including a spacious recreation room, a 3-piece bathroom (basement updated in 2019), a large laundry room, and a furnace room. The basement is equipped with an electrical sump pump. Step outside to a fully fenced backyard; truly a gem in this downtown location and a safe haven for kids and pets. Harriet Tubman Public School, Catherine Street Park, and the Carol Disher Leash-Free Dog Park are all just a short 4-minute walk away. ##visit the REALTOR website for further information about this Listing.## (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Furnace | 4 × 2.1 meters | |
| Recreational, Games room | 4.9 × 2.4 meters | |
| Bathroom | 2.6 × 2.4 meters | |
| Laundry room | 3.2 × 2.1 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 5.1 × 3 meters | |
| Living room | 3.5 × 3.3 meters | |
| Dining room | 4.8 × 3.3 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 5.4 × 2.7 meters | |
| Bedroom | 3.9 × 2.7 meters | |
| Bedroom 2 | 3.2 × 3 meters | |
| Bathroom | 2.1 × 1.8 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Catharines (Downtown). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.