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Reduced $20,000 (3%) from $720,000
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77 Saddlestone Place NE
Beds
4
Baths
4 full + 1 half
Sqft
1,363
Year
2018
Type
Single Family
On market
10d
Beautifully maintained and extensively upgraded, this exceptional property offers the rare combination of owner-occupied comfort and income-generating potential with a fully 1-bedroom basement legal suite featuring a separate entrance.The main level showcases engineered hardwood flooring, granite countertops throughout, stainless steel appliances and numerous builder upgrades that enhance both style and functionality. The bright, open-concept layout provides comfortable living spaces, abundant natural light throughout.The professionally developed basement legal suite features 9-foot ceilings, a private entrance, luxury vinyl plank flooring, carpet and vinyl finishes, a spacious bedroom, full kitchen, separate laundry and an excellent layout for tenants, extended family or additional rental income.Recent improvements include a new roof completed in 2024, offering peace of mind and long-term value.Enjoy sunny west-facing exposure in the backyard, perfect for entertaining, relaxing and enjoying Calgary's beautiful summer evenings. The property also features low-maintenance landscaping in both the front and rear yards, creating an attractive exterior with minimal upkeep.Ideally situated in the highly desirable community of Saddle Ridge, this home offers convenient access to schools, parks, playgrounds, walking paths, shopping, restaurants, grocery stores, medical services, the Genesis Centre, Saddle Towne Circle, and Saddletowne LRT Station. Commuters will appreciate quick access to Stoney Trail, Metis Trail, Deerfoot Trail, Airport Trail and Calgary International Airport.Whether you're looking to offset your mortgage with rental income, accommodate multigenerational living, or add a strong investment property to your portfolio, this move-in-ready home delivers outstanding value in one of Calgary's most amenity-rich communities. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 11.00 Ft x 8.25 Ft | |
| Kitchen | 7.83 Ft x 7.75 Ft | |
| 3pc Bathroom | 8.33 Ft x 8.67 Ft | |
| Bedroom | 10.83 Ft x 10.83 Ft | |
| Furnace | 10.25 Ft x 7.08 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 11.25 Ft x 15.33 Ft | |
| Living room | 12.92 Ft x 14.25 Ft | |
| Dining room | 6.17 Ft x 16.83 Ft | |
| 2pc Bathroom | 5.83 Ft x 5.17 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 10.92 Ft x 13.83 Ft | |
| 3pc Bathroom | 4.92 Ft x 8.00 Ft | |
| Bedroom | 8.92 Ft x 10.50 Ft | |
| Bedroom | 13.67 Ft x 10.08 Ft | |
| 4pc Bathroom | 4.92 Ft x 10.17 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.06%
Cap rate
4.65%
GRM
13.9
Break-even rent
$4,330
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 8, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.