We use cookies for basic analytics + follow-up. Privacy
We remember this notice, run basic analytics, and use account activity like saved homes and listing views to provide real-estate follow-up. Privacy.
408 649 Bay St
Swipe through similar matches — tap the heart to save, or open one for the full read.
Beds
2
Baths
2
Sqft
918
Year
1994
Type
Single Family
On market
29d
Enjoy bright, top-floor living with sweeping west-facing views in this beautifully updated home. Dramatic 15-foot vaulted ceilings, a skylight, and expansive windows fill the space with natural light, while engineered hardwood floors and a cozy gas fireplace create a warm, modern feel. The recently renovated kitchen features stone countertops, new appliances, and a tiled eat-in area that flows seamlessly into the formal dining space. Two generous bedrooms include a spacious primary with walk-in closet, updated ensuite, bonus office nook, and access to a covered deck, perfect for taking in the sunset views. Set in a well-managed building with a resident caretaker, secure underground parking, bike storage, and separate storage. Pet- and family-friendly, and ideally located within walking distance to downtown, Mayfair Mall, and Vic West. This move-in-ready home checks all the boxes. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 10 × 10 feet | |
| Bathroom | 4-Piece | |
| Ensuite | 3-Piece | |
| Primary Bedroom | 11' x 20' | |
| Kitchen | 9' x 10' | |
| Dining room | 9' x 9' | |
| Living room | 9' x 14' | |
| Entrance | 4' x 4' | |
| Balcony | 7' x 7' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Victoria. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.