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60 ELDER STREET
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Beds
3
Baths
1
Sqft
—
Year
—
Type
Single Family
On market
28d
Perched high on a hill with beautiful views of Sturgeon Lake this charming 3 bedroom 1 bath cottage with loft and sunroom offers an incredible opportunity for buyers with vision. The cottage has recently had significant work completed including plumbing electrical some windows baseboards drilled well and holding tank allowing much of the major groundwork to already be in place. While the property still requires additional work to transition into a true four season cottage the potential here is undeniable. Imagine creating your own cozy lakeside escape where mornings begin with sparkling lake views and evenings end with breathtaking sunsets from your hillside perch. With some finishing touches and continued improvements this property could become a warm and welcoming retreat for extended seasonal or year round enjoyment. Tucked away in a peaceful setting yet only minutes to Lindsay and Bobcaygeon this is your chance to invest in a property with huge upside in the heart of the Kawarthas. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 2.45 × 2.9 meters | |
| Living room | 4.06 × 5.92 meters | |
| Dining room | 4.26 × 4.72 meters | |
| Bedroom 2 | 2.64 × 2.43 meters | |
| Primary Bedroom | 2.62 × 2.42 meters | |
| Kitchen | 3.35 × 1.88 meters | |
| Bathroom | 1.64 × 1.56 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Sunroom | 1.68 × 1.75 meters | |
| Loft | 2.29 × 6.67 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kawartha Lakes (Fenelon). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.