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55 Belgian Crescent
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Beds
3
Baths
3 full + 1 half
Sqft
1,625
Year
2023
Type
Single Family
On market
26d
Welcome to this beautiful 2023 built half duplex in the sought-after community of Heartland in Cochrane! Offering 1,625 sq ft of thoughtfully designed living space, this 2-storey home features 3 bedrooms, 2.5 bathrooms, an attached double garage, and an unfinished basement with a private entrance ready for your future development. The bright open-concept main floor showcases 9’ ceilings, quartz countertops, stylish vinyl flooring, a spacious kitchen with pantry, and a seamless flow into the dining and living areas which is perfect for everyday living and entertaining. Upstairs you’ll find a convenient upper-level laundry room, generous secondary bedrooms, and a spacious primary bedroom complete with a walk-in closet and ensuite. Enjoy beautiful mountain views from the two south-facing bedrooms, plus a fully fenced backyard without any neighbours behind, a deck, and a storage shed for added convenience. Additional upgrades include central air conditioning installed in 2025 with a 10-year warranty. Located close to daycares and dayhomes, schools, shopping, parks, and walking/bike paths, this move-in-ready home offers comfort, functionality, and incredible value. The home can also be purchased fully furnished (negotiable), making this an exceptional turnkey opportunity. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 2.52 M x 2.93 M | |
| Kitchen | 4.95 M x 2.95 M | |
| Living room | 3.00 M x 3.38 M | |
| 2pc Bathroom | — |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 4.55 M x 3.51 M | |
| Bedroom | 3.24 M x 3.27 M | |
| Bedroom | 3.98 M x 2.97 M | |
| 4pc Bathroom | — | |
| 4pc Bathroom | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.94%
Cap rate
3.48%
GRM
16.7
Break-even rent
$3,419
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 30, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cochrane. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.