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54 Church Avenue
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Beds
3
Baths
1
Sqft
754
Year
1940
Type
Single Family
On market
8d
Charming and well-maintained 1½-storey home offering 3 bedrooms and 1 bathroom, with a practical layout that provides a bedroom on each level. This well maintained home has been lovingly cared for and features several recent updates, including a new furnace in 2023, a new front window in the upper loft bedroom in 2025 and new front steps leading to the entrance. The main floor offers comfortable living space including dining room, kitchen, living area , 4 piece bathroom and main bedroom while the upper loft provides a cozy bedroom retreat. With extra space for a play area or storage. Downstairs, the basement includes an additional bedroom, laundry area, and plenty of storage space. Outside, you'll find a large backyard with room to enjoy gardening, or entertaining. The detached shop at the rear of the property offers potential as a project space, workshop, or could be removed to make way for future plans. Whether you're a first-time buyer, investor, or looking to downsize, this affordable home combines character, functionality, and a spacious lot in the welcoming community of Raymond. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Storage | 22.75 Ft x 26.58 Ft | |
| Bedroom | 13.67 Ft x 13.25 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 10.67 Ft x 9.25 Ft | |
| Living room | 10.67 Ft x 9.75 Ft | |
| Kitchen | 12.33 Ft x 13.42 Ft | |
| Dining room | 12.58 Ft x 9.75 Ft | |
| 4pc Bathroom | — |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Loft | 13.50 Ft x 17.33 Ft | |
| Bedroom | 7.33 Ft x 9.50 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 3, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Raymond. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.