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528 16 Street
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Beds
5
Baths
3
Sqft
1,128
Year
1995
Type
Single Family
On market
4d
Bright, spacious, and well-maintained, this duplex offers a functional layout and a convenient central location. With 3 bedrooms on the main level, 2 additional bedrooms downstairs, and 3 full bathrooms, this home provides room for the whole family. The main floor features a functional kitchen and dining area, large living space, and large windows that fill the home with natural light. The primary bedroom offers the convenience of a walk-in closet and a private 3-piece ensuite, while a 4-piece main bathroom serves the additional main floor bedrooms. The fully developed lower level provides additional living space. Featuring a huge family room, 2 bedrooms, a 4-piece bathroom, and a dedicated laundry room. Thanks to the bi-level design and oversized windows, the basement feels open and welcoming. Outside, you’ll appreciate the home’s attractive curb appeal, highlighted by mature landscaping and a long garden bed that runs the length of the driveway. The backyard features mature trees, a storage shed, and is mostly fenced, with a new deck and additional privacy fencing currently being completed. A single attached garage and central air conditioning add to the home’s comfort and convenience. Recent improvements include some updated flooring, fresh paint in select areas, and shingles replaced approximately 3 years ago. Offering space, comfort, and ongoing updates, this well-cared-for property is ready for its next owners to move in and enjoy. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Family room | 16.42 Ft x 16.00 Ft | |
| Bedroom | 11.25 Ft x 12.00 Ft | |
| Bedroom | 11.25 Ft x 12.17 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Laundry room | 5.00 Ft x 8.17 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 13.83 Ft x 15.00 Ft | |
| Kitchen | 9.00 Ft x 11.00 Ft | |
| Dining room | 9.00 Ft x 12.00 Ft | |
| Primary Bedroom | 12.17 Ft x 12.00 Ft | |
| 3pc Bathroom | .00 Ft x .00 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Bedroom | 9.25 Ft x 10.00 Ft | |
| Bedroom | 11.92 Ft x 11.92 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
34.60%
Cap rate
11.78%
GRM
6.7
Break-even rent
$1,691
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 6, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Wainwright. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.