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5104 21 Avenue NW
Beds
4
Baths
4 full + 1 half
Sqft
1,921
Year
2026
Type
Single Family
On market
53d
Experience modern sophistication in this stunning new duplex located in the heart of Montgomery. Designed with a perfect balance of style and functionality, this home features high-end selections throughout, creating an atmosphere that is both luxurious and welcoming.The main floor greets you with a bright dining area that flows seamlessly into an expansive open-concept layout. The kitchen and living room serve as the heart of the home, offering a clean and contemporary aesthetic. Upstairs, the primary retreat features a lavish 5-piece ensuite, providing a private spa-like escape, while two additional spacious bedrooms share a well-appointed 4-piece bathroom.The fully finished basement extends the living space significantly, featuring a large recreation room and a dedicated wet bar—ideal for hosting or relaxing with family. A double detached garage provides secure parking and additional storage, completing this exceptional property.Montgomery is one of Calgary’s most sought-after communities, offering a unique blend of small-town charm and urban accessibility. Outdoor enthusiasts are just steps away from Shouldice Park and the expansive Bow River pathway system, which is perfect for cyclists and weekend walkers alike. Residents benefit from incredible accessibility, living only minutes away from Market Mall, the University of Calgary, and major hospitals, all while enjoying a quick and easy commute to the downtown core. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | 8.17 Ft x 12.17 Ft | |
| Recreational, Games room | 8.67 Ft x 11.33 Ft | |
| Other | 10.00 Ft x 12.00 Ft | |
| Other | 3.92 Ft x 11.17 Ft | |
| Bedroom | 10.58 Ft x 12.92 Ft | |
| Other | 5.17 Ft x 8.08 Ft | |
| 4pc Bathroom | 6.08 Ft x 10.17 Ft | |
| Furnace | 5.50 Ft x 9.83 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 11.58 Ft x 19.67 Ft | |
| Kitchen | 8.42 Ft x 19.58 Ft | |
| Dining room | 12.08 Ft x 14.17 Ft | |
| Foyer | 5.50 Ft x 6.42 Ft | |
| Other | 5.17 Ft x 8.00 Ft | |
| 2pc Bathroom | 5.25 Ft x 7.00 Ft | |
| Other | 8.00 Ft x 14.50 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 13.25 Ft x 12.42 Ft | |
| Other | 6.83 Ft x 8.67 Ft | |
| 5pc Bathroom | 6.83 Ft x 15.25 Ft | |
| Bedroom | 9.00 Ft x 9.92 Ft | |
| Bedroom | 9.50 Ft x 11.08 Ft | |
| Laundry room | 6.08 Ft x 8.67 Ft | |
| 4pc Bathroom | 5.00 Ft x 8.67 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.52%
Cap rate
3.56%
GRM
16.6
Break-even rent
$6,143
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 9, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.