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495 DIVERSION Road
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Beds
3
Baths
1
Sqft
1,040
Year
1990
Type
Single Family
On market
82d
Welcome to your own private slice of PEI countryside?an exceptional 23.39-acre hobby farm in Mount Pleasant. This property offers the perfect blend of rural living, usable land, and a cozy home, ideal for hobby farmers, equestrians, or those seeking space and privacy. The 3-bedroom, 1-bathroom bungalow sits on a paved road and features a functional layout with a bright country kitchen overlooking the fenced backyard and pastures beyond. The living room is warm and inviting with a large front window and access to the spacious front deck?perfect for entertaining. A fenced deck and hot tub off the side entrance create a great space to relax and unwind. The unfinished basement offers excellent potential for future development. Outside, the property is well-equipped for farming or animals, with most fields already fenced for pasture. A 6-stall barn with a 12-ft loft provides ample hay storage and includes its own hydro panel and well with new pump. A drive shed offers additional storage for equipment or recreational vehicles. A stream runs along the back of the property, adding to the natural charm. Ride your horses directly to the beach via nearby Ballum Road?an incredible bonus for equestrian enthusiasts. Recent updates include metal roofs on the house and barn, 200-amp electrical service with updated wiring, new well pump in the barn, fenced pastures, and new appliances. Located just 30 minutes from Summerside, this property offers the peace of country living with convenient access to amenities. Seller is willing to sever the home with approximately 5 acres, offering flexibility for buyers and potential to avoid IRAC requirements (buyer to verify). Don?t miss this unique opportunity to own a versatile hobby farm in a beautiful setting. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 10.4 x 18.2 | |
| Kitchen | 10.6 x 10.2 | |
| Bath (# pieces 1-6) | 10.6 x 5.10 | |
| Primary Bedroom | 10.3 x 10.6 | |
| Bedroom | 10.3 x 10 | |
| Bedroom | 10.6 x 10.3 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Mount Pleasant. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.