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4618 81 Street NW
Beds
5
Baths
4 full + 1 half
Sqft
1,792
Year
2022
Type
Single Family
On market
18d
Move-in ready and beautifully maintained, this stylish duplex in sought-after Bowness offers more than 2,600 sq. ft. of thoughtfully designed living space, including a fully developed legal basement suite with a separate side entrance—perfect for extended family, guests, or potential rental income. Bright, clean, and comfortable, this two-storey home features 3 bedrooms plus a flex room, 2.5 bathrooms on the main and upper levels, and an oversized insulated and heated double detached garage. Ideally located in one of Calgary’s most historic and vibrant communities, you’ll enjoy easy access to the Bow River valley, parks, schools, amenities, Highway #1, and Stoney Trail.The main floor showcases 9’ ceilings, abundant natural light, and a practical open-concept layout designed for everyday living. A versatile flex room at the front of the home offers the perfect space for a home office, den, or small bedroom and includes extensive wall storage cabinetry. The spacious kitchen is exceptionally functional with quartz countertops, an eating bar, and soft-close cabinets and drawers with many custom storage features. The dining and living areas flow seamlessly to the east-facing composite deck and lower patio in the fenced backyard, complete with privacy barriers, hot and cold-water spigots, and a natural gas BBQ line. A well-organized mudroom and 2-piece powder room complete the main level. Light-filtering zebra blinds add both style and comfort throughout the main floor.Upstairs, you’ll find three generously sized bedrooms, a family room area, convenient upper laundry, and a full 4-piece bathroom. The primary retreat includes a walk-in closet with a window, additional storage closets, and a private 3-piece ensuite. Vinyl plank flooring runs throughout the main and lower levels, while the upper floor and stairs feature comfortable carpet, with tile flooring in the bathrooms.The fully developed legal lower suite is beautifully finished and includes its own kitchen, open l iving and dining space, bedroom, flex room, 4-piece bathroom, and all appliances—including a wall-mounted TV—making it truly turnkey for income potential or multi-generational living.Additional highlights include durable composite front porch and deck surfaces, flat low-maintenance lawns, an extra-capacity hot water tank, and two Energy Star HVAC systems. A rare opportunity to own a modern, income-generating home in an established northwest Calgary community. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Den | 8.42 Ft x 7.00 Ft | |
| Kitchen | 6.75 Ft x 10.92 Ft | |
| Bedroom | 12.17 Ft x 10.92 Ft | |
| 4pc Bathroom | 4.92 Ft x 8.25 Ft | |
| Furnace | 8.42 Ft x 12.17 Ft | |
| Recreational, Games room | 26.92 Ft x 13.00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 9.92 Ft x 9.83 Ft | |
| 2pc Bathroom | 6.25 Ft x 5.08 Ft | |
| Kitchen | 17.17 Ft x 15.67 Ft | |
| Dining room | 11.50 Ft x 7.00 Ft | |
| Living room | 14.33 Ft x 13.00 Ft | |
| Other | 8.25 Ft x 6.50 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 13.67 Ft x 12.92 Ft | |
| Other | 7.92 Ft x 6.67 Ft | |
| 3pc Bathroom | 5.75 Ft x 9.25 Ft | |
| 4pc Bathroom | 4.92 Ft x 9.00 Ft | |
| Laundry room | 6.33 Ft x 8.75 Ft | |
| Bedroom | 11.67 Ft x 8.67 Ft | |
| Bedroom | 11.67 Ft x 10.92 Ft | |
| Family room | 15.92 Ft x 12.50 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.94%
Cap rate
4.68%
GRM
13.9
Break-even rent
$5,112
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 30, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.