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4506 45 Avenue Close
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Beds
3
Baths
2 full + 1 half
Sqft
715
Year
2005
Type
Single Family
On market
61d
Step into home ownership with this affordable, fully finished half duplex in Mountain Village, Rocky Mtn. House. Nice and comfortable layout with a large living room, u-shaped kitchen with plenty of cupboard/counter space, two piece bathroom located near the front stairs and the laundry area conveniently located near the back door of the main level. The lower level features 3 bedrooms with nice sized windows, a full bathroom and under stairs storage with a sump pump. There's a covered back deck as well as a fenced back yard with parking pad and storage shed. The shingles were replaced 2 years ago and the hot water tank replaced 5 years ago. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11.50 Ft x 11.67 Ft | |
| Bedroom | 10.42 Ft x 11.42 Ft | |
| Bedroom | 9.17 Ft x 11.50 Ft | |
| 4pc Bathroom | 4.92 Ft x 8.92 Ft | |
| Furnace | 5.25 Ft x 9.75 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 11.50 Ft x 14.92 Ft | |
| Kitchen | 10.33 Ft x 13.50 Ft | |
| Dining room | 11.00 Ft x 11.42 Ft | |
| 2pc Bathroom | 5.08 Ft x 6.17 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
19.31%
Cap rate
8.73%
GRM
8.5
Break-even rent
$1,570
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 19, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Rocky Mountain House. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.