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45 Patterson Hill SW
Beds
4
Baths
4 full + 1 half
Sqft
1,448
Year
1997
Type
Single Family
On market
32d
Open house : 10 May 2026, noon to 2 pm. Welcome to Patterson Hill, where urban convenience meets easy Rocky Mountain escapes! This beautifully maintained, four bedrooms duplex offers over 2,000 square feet of versatile living space.The main level makes a striking first impression with soaring vaulted ceilings, a cozy corner gas fireplace, and massive windows that flood the living room with natural light. The kitchen is a chef’s dream, featuring extensive counter space and ample cabinetry, while the backyard provides a quiet sanctuary for gardening or entertaining. The upper floor hosts three bedrooms, including a primary suite with a walk-in closet and 4-piece ensuite. You'll also find a functional office nook perfect for remote work or study on second floor. The fully developed basement adds a fourth bedroom, a comfortable family room, and a third bathroom, plus plenty of extra storage. Complete with a double attached garage and a location near top-tier schools, shopping, and transit, this home offers incredible value. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 8.67 Ft x 5.00 Ft | |
| Bedroom | 8.67 Ft x 9.75 Ft | |
| Recreational, Games room | 15.58 Ft x 12.75 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 5.67 Ft x 5.08 Ft | |
| Dining room | 9.17 Ft x 15.67 Ft | |
| Kitchen | 9.17 Ft x 10.50 Ft | |
| Living room | 17.42 Ft x 18.42 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 8.42 Ft x 5.42 Ft | |
| 4pc Bathroom | 15.83 Ft x 5.50 Ft | |
| Bedroom | 10.67 Ft x 9.67 Ft | |
| Bedroom | 15.58 Ft x 9.17 Ft | |
| Primary Bedroom | 12.08 Ft x 11.50 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.13%
Cap rate
4.64%
GRM
13.9
Break-even rent
$4,081
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 7, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.