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4484 Spruce Bay
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Beds
4
Baths
3
Sqft
2,732
Year
2000
Type
Single Family
On market
48d
**YOUR LAKE RETREAT HAS ARRIVED - LARGE GARAGE - GORGEOUS LAKE & MOUNTAIN VIEWS! - FULLY FURNISHED** This beautiful home is ideally located and offers 2700+ sqft and 4 bedrooms / 3 bathrooms spread across 3 levels of tastefully designed living space. Enjoy breathtaking lake and mountain views from almost every room in the home as well as the wrap around deck and sun room. Located in the sought after cul-de-sac of Spruce Bay and just a short walk to the private community beach on Columbia Lake. Stand out features include a renovated kitchen (in 2015 by Roy Bailey Construction), propane fireplace upstairs / wood burning fireplace downstairs, lake and mountain facing windows strategically placed throughout the home, a cozy sun room, an oversized detached garage + oversized asphalt driveway, and a spacious lot made up of over 0.4 acres perfect for time spent around the fire pit and for little explorers to roam. Offered fully furnished with an equipped kitchen, beds, couches, etc.. giving you a virtually turn key experience to start enjoying this summer. Enjoy close proximity to the many golf courses of the Columbia Valley, hiking/biking trails, Columbia Lake, Fairmont Hot Springs and much more. Buy now and enjoy this incredible property for generations. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Utility room | 10' x 10' | |
| Laundry room | 12'9'' x 7'7'' | |
| Bedroom | 12'8'' x 10'11'' | |
| Full bathroom | 8'10'' x 8'2'' | |
| Recreation room | 21' x 25'10'' |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 13'5'' x 11' | |
| Full bathroom | 8'7'' x 5'6'' | |
| Bedroom | 12'4'' x 9'4'' | |
| Kitchen | 11'6'' x 10' | |
| Dining room | 10'5'' x 13' | |
| Living room | 16'7'' x 14'11'' | |
| Sunroom | 9'5'' x 11'8'' |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Full ensuite bathroom | 9'10'' x 8'8'' | |
| Primary Bedroom | 10'8'' x 27' | |
| Loft | 5'3'' x 16'6'' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Fairmont Hot Springs. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.