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4405 20 Avenue NW
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Beds
4
Baths
4 full + 1 half
Sqft
1,978
Year
2016
Type
Single Family
On market
14d
A well-laid-out Montgomery infill with over 1,900 sq. ft. above grade, a fully finished basement, and a double detached garage. This 2016 semi-detached home offers a practical floor plan with 3 bedrooms up, upper laundry, and a finished lower level with a fourth bedroom, full bathroom, rec area, storage, and bar space. The main floor has an open kitchen, dining, and living area with large windows, hard-surface flooring, granite counters, two-toned cabinetry, an oversized island, gas cooktop, built-in oven, and a functional rear mudroom. Upstairs, the primary bedroom includes a walk-in closet with built-ins and a 5-piece ensuite with heated floors and a jetted tub. Two additional bedrooms and a full bathroom complete the upper level. Additional features include central air conditioning, in-floor/forced air heat, a gas fireplace, fenced private yard, rear deck, low-maintenance landscaping, and double detached garage. Located in Montgomery, close to the Bow River, Bowness Park, Shouldice Park, Edworthy Park, schools, playgrounds, shopping, and everyday amenities. A strong fit for buyers looking for inner-city convenience with more space than a typical starter home or townhouse. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 9.83 Ft x 7.00 Ft | |
| Bedroom | 11.17 Ft x 13.08 Ft | |
| Recreational, Games room | 11.17 Ft x 13.08 Ft | |
| Furnace | 13.42 Ft x 5.75 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 5.08 Ft x 5.42 Ft | |
| Dining room | 13.83 Ft x 14.08 Ft | |
| Kitchen | 16.58 Ft x 16.17 Ft | |
| Living room | 13.58 Ft x 15.92 Ft | |
| Other | 11.67 Ft x 5.17 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 5.00 Ft x 9.17 Ft | |
| 5pc Bathroom | 16.00 Ft x 9.00 Ft | |
| Bedroom | 15.08 Ft x 9.92 Ft | |
| Bedroom | 14.17 Ft x 11.75 Ft | |
| Laundry room | 5.33 Ft x 9.17 Ft | |
| Primary Bedroom | 16.00 Ft x 12.67 Ft | |
| Other | 5.83 Ft x 9.17 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 26, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.