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42 HARRIET STREET
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Beds
5
Baths
4 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
60d
Proudly owned by the original owners, this bright and well-maintained 4 + 1 bedroom, 2-storey home sits on a quiet, welcoming street in Georgetown. Built in 1998 and offering approx. 1,900 sq ft plus a fully finished basement, the home provides exceptional versatility - including a Town-approved legal in-law suite with a legal bedroom and a legal kitchen rough-in. The main floor features a sun-filled eat-in kitchen with a breakfast bar for two, a cozy breakfast area with overhead skylight and a seamless flow into the family room. The family room also enjoys its own skylight and a gas fireplace, creating a warm and inviting space for everyday living. A walk-out leads to the private backyard with a spacious patio-ideal for relaxing, entertaining, or enjoying a BBQ. Upstairs, the primary bedroom showcases charming bay windows, an extended sliding-door closet, and a 4-piece ensuite with a separate tub and shower. Three additional bedrooms and professionally installed carpeting (2026) complete the second level. The fully finished basement (2019) is a standout feature, designed and permitted through the Town of Halton Hills. It includes a legal in-law suite with an open-concept living/dining area, a legal bedroom with a walk-in closet and a large 33" x 66" egress window, and a legal kitchen rough-in with plumbing and ventilation - offering the perfect opportunity to finish the space to your style. Additional features include luxury vinyl plank flooring (2025), Safe'n'Sound insulation, and a 3-piece bathroom, making it ideal for extended family or multi-generational living. The sellers have loved the quiet street, great neighbours, and easy access to extensive hiking trails. This location also offers quick access to the Gellert Community Centre, sports fields, parks, pool, and nearby schools, along with shopping, restaurants, the GO train, and scenic ravine walking paths. A wonderful opportunity to own a lovingly maintained home in a sought-after Georgetown neighbourhood (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 5 | 2.8448 × 6.1976 meters | |
| Other | 6.4008 × 2.8448 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 4.2926 × 3.0734 meters | |
| Dining room | 3.3528 × 3.2004 meters | |
| Family room | 5.3594 × 3.2004 meters | |
| Kitchen | 3.3528 × 3.0734 meters | |
| Eating area | 3.3782 × 2.4638 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 3.9878 × 4.9276 meters | |
| Bedroom 2 | 2.7432 × 3.0988 meters | |
| Bedroom 3 | 2.7686 × 3.3782 meters | |
| Bedroom 4 | 3.2258 × 3.1242 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.84%
Cap rate
4.70%
GRM
13.9
Break-even rent
$6,634
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Halton Hills (Georgetown). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.