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40 TREMAINE TERRACE
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Beds
4
Baths
4 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
53d
Welcome to 40 Tremaine Terrace located in a prominent, exclusive, Cobourg residential neighbourhood on a quiet cul-de-sac bordering Lake Ontario. The fully fenced yard with mature maple trees & perennials provides a private oasis offering peace & tranquility overlooking Cobourg Creek & Lake Ontario. This recently renovated 4 bedroom + den, 3600 sq ft (approx) professional & stylish home offers a sleek, modern kitchen and appliances with centre island, a bright sun filled open living area which walks out to a spacious rear deck, complete with BBQ gas line. Perfect for entertaining! Main floor & second floor sophisticated Primary bedrooms with private ensuites. The bonus room above the garage makes a great gym or quiet private area for reading or reflection. New furnace 2025. The skylights, stained glass windows, fireplace, gas stove, crown mouldings, interlock driveway, second floor laundry, etc, are additional details suggesting a grand, thoughtful floor plan and a stunning home with attention to detail. Great value here with an estimated 1.9 million insurance replacement value! (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Family room | 6.4 × 5.91 meters | |
| Den | 4.69 × 3.38 meters | |
| Dining room | 3.38 × 4.75 meters | |
| Primary Bedroom | 4.63 × 4.75 meters | |
| Bathroom | 3.65 × 1.52 meters | |
| Kitchen | 7.22 × 3.5 meters | |
| Mud room | 1.82 × 1.64 meters | |
| Living room | 4.93 × 7.16 meters | |
| Partial bathroom | 1.25 × 1.76 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bathroom | 2.56 × 4.6 meters | |
| Bedroom 3 | 3.84 × 4.72 meters | |
| Bedroom 4 | 4.81 × 3.81 meters | |
| Other | 8.53 × 3.2 meters | |
| Bathroom | 1.82 × 2.52 meters | |
| Laundry room | 1.55 × 1.82 meters | |
| Primary Bedroom | 4.6 × 5.79 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cobourg. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.